342 S Garrard St, Rantoul, IL 61866 Property Records

Champaign County property record for 342 S Garrard St, Rantoul, IL 61866

Property Summary

Property Type	Single Family Home
Lot Size	0.257 acres (11,186 sqft)
Owner	Company Name on File
Last Sale	$102,500 (Apr 2020)
Tax Bill	$3,118 (2024)
Deeds & Mortgages	Apr 2020 Sale & Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-09-03-277-019`

Property Details

APN / Parcel Number

Primary APN	`20-09-03-277-019`

Exterior

Lot Area	11,186 sqft (0.257 acres)

Location & Zoning

Street Address	342 S GARRARD ST
City	RANTOUL
State	IL
Zip	61866-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 8 BLOCK 2 SCOTTS, F.D., 2ND ADD
Legal Range	09E
Legal Township	21N
Legal Section	03
Legal Subdivision	SCOTTS, F.D., 2ND ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	RANTOUL
Census Block Group	2
Census Block	2054
Census Tract	10204

Owner

342 S Garrard St is owned by a company that bought it in April 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Company Name on File
Mailing Address	41 E UNIVERSITY AVE, CHAMPAIGN, IL 61820-4029
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Warranty Deed, Transfer · Line of Credit COMMERCE BANK
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA
Oct 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF RANTOUL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Deed Document Number	20205150
Prior Transfer Date	Mar 17, 2010
Prior Transfer Doc	0000005601
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 2, 2020
Property Address	342 S GARRARD ST, RANTOUL, IL 61866-2963
Document Number	0000005150
Map Reference	MB A PG 322
Instrument Date	Mar 31, 2020
Instrument	2020R05150
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 E UNIVERSITY AVE, CHAMPAIGN, IL 61820-4029

Mortgage

Document Number	0000005151
Date	Apr 2, 2020
Instrument	2020R05151

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	342 S GARRARD ST, RANTOUL, IL 61866-2963
Document Number	0000006213
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 S GARRARD ST RANTOUL IL 618662956, RANTOUL, IL 61866-2956

Mortgage

Document Number	0000006213
Date	May 2, 2019
Instrument	6213

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	342 S GARRARD ST, RANTOUL, IL 61866-2963
Document Number	0000019224
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 S GARRARD ST RANTOUL IL 618662956, RANTOUL, IL 61866-2956

Mortgage

Document Number	0000019224
Date	Oct 6, 2017
Instrument	19224

Lender

Name	BANK OF RANTOUL
Type	Bank
Address	RANTOUL, IL 61866

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Rantoul Township
Municipality	Rantoul Village
Elementary School District	Rantoul City School District 137 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,970 Land $5,670 Building $30,300	$107,910 Land $17,010 Building $90,900
2024	$3,118.00
2022	$2,754.00	$26,090 Land $4,110 Building $21,980	$78,270 Land $12,330 Building $65,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 342 S Garrard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 S Garrard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANTOUL serves 13,000 people · EPA ID IL0190650
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink, Verizon.

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