342 S 7th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 342 S 7th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,738 sqft · built 1905
Lot Size	0.13 acres (5,650 sqft)
Owner	Company Name on File
Last Sale	$620,000 (Jan 2019)
Tax Bill	$12,126 (2025)
Deeds & Mortgages	Aug 2019 Sale Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`550-241-010-2`

Property Details

APN / Parcel Number

Primary APN	`550-241-010-2`
Alternative APN	`550-241-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	983 sqft
1st Floor Area	983 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1980
Lot Area	5,650 sqft (0.13 acres)

Location & Zoning

Street Address	342 S 7TH ST
City	RICHMOND
State	CA
Zip	94804-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SANTA FE LOTS 17 & 18 BLK 36
Legal Subdivision	SANTA FE
Legal Block	36
Legal Lot Number	17,18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4022
Census Tract	379000

Owner

342 S 7th St is owned by a company that bought it in January 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	189 SAN FERNANDO ST, SAN PABLO, CA 94806-5030
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Grant Deed, Transfer OTHER
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Jan 22, 2019	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING
Jun 9, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF COMMERCE
Apr 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Prior Sale	Jul 31, 2015 · Amount on File
Deed Document Number	20198868
Prior Transfer Date	Apr 22, 2014
Prior Transfer Doc	0000066389
Record Updated	Oct 29, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 15, 2019
Property Address	342 S 7TH ST, RICHMOND, CA 94804-2318
Document Number	0000129675
Instrument Date	Jul 30, 2019
Instrument	129675
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	189 FERNANDO ST SAN PABLO CA 94806, SAN PABLO, CA 94806

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	342 S 7TH ST, RICHMOND, CA 94804-2318
Document Number	0000120685
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 SAN FERNANDO ST SAN PABLO CA 948065030, SAN PABLO, CA 94806-5030

Mortgage

Document Number	0000120685
Date	Aug 1, 2019
Instrument	120685

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 31, 2044

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 22, 2019
Property Address	342 S 7TH ST, RICHMOND, CA 94804-2318
Document Number	0000008868
Instrument Date	Jan 16, 2019
Instrument	8868
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	189 SAN FERNANDO ST SAN PABLO CA 948065030, SAN PABLO, CA 94806-5030

Mortgage

Document Number	8869
Date	Jan 22, 2019
Instrument	8869

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 9, 2017
Property Address	342 S 7TH ST, RICHMOND, CA 94804-2318
Instrument Date	May 26, 2017
Instrument	102694
Transaction Type	Construction Loan
Record Updated	Jun 26, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	251 LAFAYETTE CIR #360 LAFAYETTE CA 945497600, 360, LAFAYETTE, CA 94549-7600

Mortgage

Document Number	0000102694
Date	Jun 9, 2017
Instrument	102694

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 21, 2017
Property Address	342 S 7TH ST, RICHMOND, CA 94804-2318
Document Number	0000069443
Instrument Date	Apr 19, 2017
Instrument	69443
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	251 LAFAYETTE CIR #360 LAFAYETTE CA 945497600, 360, LAFAYETTE, CA 94549-7600

Tax Assessment & Valuation

The 2025 property tax bill for 342 S 7th St was $12,126.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$691,618 (+2%) Land $384,852 Building $306,766
2025	$12,126.00	$678,057 Land $377,306 Building $300,751
2023	$11,597.00 (-7.39%)	$651,728 Land $362,655 Building $289,073
2022	$12,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 342 S 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 342 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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