342 River Chase Dr, Bainbridge, GA 39819 Property Records

Decatur County property record for 342 River Chase Dr, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,704 sqft · built 1994
Lot Size	1.39 acres (60,849 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Feb 2021)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	May 2017 Mortgage Feb 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0084D-050-000`

Property Details

APN / Parcel Number

Primary APN	`0084D-050-000`
Alternative APNs	`0084D00000050000` `7855`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Heated Area
1st Floor Area	1,560 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	60,849 sqft (1.39 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Canopy	400 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7855
Street Address	342 RIVER CHASE DR
City	BAINBRIDGE
State	GA
Zip	39819-6498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	471 760 342 RIVERCHASE DR
Legal Subdivision	RIVER CHASE SOUTH ADDITION
Legal Block	A
Legal Lot Number	2
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	1
Census Block	1072
Census Tract	970301

Owner

342 River Chase Dr is owned by an individual who bought it in February 2021.

Source: Decatur County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 7681, BAINBRIDGE, GA 39818-7681
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2017	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Feb 26, 2018	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES OF AMERICA
Feb 5, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST PORT CITY BANK
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Apr 4, 2019 · Amount on File
Deed Document Number	2021147
Deed Book / Page	471 / 760
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	342 RIVER CHASE DR, BAINBRIDGE, GA 39819-6498
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000412/166
Date	May 5, 2017
Book Page	412/166

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2018

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	342 RIVER CHASE DR, BAINBRIDGE, GA 39819-6498
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000424/298
Date	Feb 26, 2018
Book Page	424/298

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2019

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	342 RIVER CHASE DR, BAINBRIDGE, GA 39819-6498
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	412/166
Date	May 5, 2017
Book Page	412/166

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2018

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Feb 5, 2021
Property Address	342 RIVER CHASE DR, BAINBRIDGE, GA 39819-6498
Document Number	000471/760
Book / Page	471 / 760
Instrument Date	Feb 5, 2021
Instrument	2021-000147
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7681, BAINBRIDGE, GA 39818-7681

Mortgage

Document Number	0000000471/0000000763
Date	Feb 11, 2021
Book Page	0000000471/0000000763

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Apr 4, 2019
Property Address	342 RIVER CHASE DR, BAINBRIDGE, GA 39819-6498
Document Number	0000442/56
Book / Page	442 / 56
Instrument Date	Apr 4, 2019
Instrument	2019-000264
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 RIVER CHASE DR, BAINBRIDGE, GA 39819-6498

Mortgage

Document Number	0000000442/0000000059
Date	Apr 9, 2019
Book Page	0000000442/0000000059

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	342 RIVER CHASE DR, BAINBRIDGE, GA 39819-6498
Transaction Type	Mortgage
Record Updated	Apr 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	424/298
Date	Feb 26, 2018
Book Page	424/298

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 342 River Chase Dr was $2,723.

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,723.00	$91,166 Land $12,000 Building $79,166	$227,914 Land $30,000 Building $197,914
2023	$2,259.00 (-1.87%)	$77,667 Land $12,000 Building $65,667	$194,168 Land $30,000 Building $164,168
2022	$2,302.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 342 River Chase Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 River Chase Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: AT&T, Bainbridge Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Chase Dr

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