342 Ramona Way, Tracy, CA 95376 Property Records

San Joaquin County property record for 342 Ramona Way, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,396 sqft · built 1970
Lot Size0.204 acres (8,874 sqft)
OwnerIndividual Name on Record
Last Sale$356,000 (Apr 2017)
Tax Bill$6,564 (2026)
Deeds & MortgagesJun 2020 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN214-260-140-000

Property Details

APN / Parcel Number

Primary APN214-260-140-000
Alternative APN
  • 214-260-14

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,396 sqft Living Area
1st Floor Area1,396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area8,874 sqft (0.204 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number214-260-14
Street Address342 RAMONA WAY
CityTRACY
StateCA
Zip95376-1941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionREDRAW 891003 FR ORIG APN 211260146
Legal SubdivisionCABRILLO PARK 08
Legal Tract846
Legal Block2
Legal Lot Number46
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2005
Census Tract5310

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address342 RAMONA WAY, TRACY, CA 95376-1941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 18, 2018Deed of Trust, Mortgage · FHA Mortgage
ALAMEDA MORTGAGE CORP
Apr 21, 2017Grant Deed, Transfer · FHA Mortgage
ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2017 · Amount on Record
Deed SaleApr 21, 2017 · Amount on Record
Prior SaleNov 4, 2009
Deed Document Number201745276
Prior Transfer DateAug 7, 2014
Prior Transfer Doc0000080714
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address342 RAMONA WAY, TRACY, CA 95376-1941
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063641
DateJun 1, 2020
Instrument2020-063641
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address342 RAMONA WAY, TRACY, CA 95376-1941
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyNEXTITLE CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005794
DateJan 18, 2018
Instrument2018-005794
Lender
NameALAMEDA MORTGAGE CORP
TypeMortgage Company
AddressWALNUT CREEK, CA 94596
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 21, 2017
Property Address342 RAMONA WAY, TRACY, CA 95376-1941
Document Number0000045276
Map ReferenceVOL18 PG9
Instrument DateApr 19, 2017
Instrument2017-045276
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 RAMONA WAY, TRACY, CA 95376-1941

Mortgage

Document Number0000045279
DateApr 21, 2017
Instrument2017-045279
Lender
NameALAMEDA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,564.00 (-0.02%)
2025$6,565.00 (+7.22%)$413,162 (+4.04%) Land $144,489 Building $268,673
2023$6,123.00 (+1.46%)$397,120 Land $138,879 Building $258,241$548,550
2022$6,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.

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