342 Prospect St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 342 Prospect St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,252 sqft · built 1920
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Jan 2021)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01114-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-01114-0000-00003`
Alternative APNs	`190111400003` `06010150` `1777`

Interior

Stories	2 Stories
Building Area	1,252 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1777
Street Address	342 PROSPECT ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1114
Legal Lot Number	3
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1017
Census Tract	30600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

342 Prospect St is owned and occupied by an individual who bought it in January 2021.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	342 PROSPECT ST, PHILLIPSBURG, NJ 08865-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 5, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Deed Document Number	2021543358
Deed Book / Page	3123 / 307
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	342 PROSPECT ST, PHILLIPSBURG, NJ 08865-3225
Document Number	0000543359
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 PROSPECT ST PHILLIPSBURG NJ 088653225, PHILLIPSBURG, NJ 08865-3225

Mortgage

Document Number	0000543359
Date	Jan 5, 2021
Book Page	007007/000200
Instrument	543359

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 5, 2021
Property Address	342 PROSPECT ST, PHILLIPSBURG, NJ 08865-3225
Document Number	0000543358
Book / Page	003123 / 000307
Instrument Date	Jan 14, 2020
Instrument	543358
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 PROSPECT ST PHILLIPSBURG NJ 088653225, PHILLIPSBURG, NJ 08865-3225

Mortgage

Document Number	543359
Date	Jan 5, 2021
Book Page	007007/000200
Instrument	543359

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 342 Prospect St was $3,474, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,300 (-) Land $27,600 Building $46,700	$74,300 (-) Land $27,600 Building $46,700
2025	$3,474.00 (+2.9%)	$74,300 Land $27,600 Building $46,700	$74,300 Land $27,600 Building $46,700
2024	$3,376.00
2023		$74,300 Land $27,600 Building $46,700	$74,300 Land $27,600 Building $46,700
2022	$3,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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