342 Primrose Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 342 Primrose Cir, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,808 sqft · built 1993
Lot Size0.194 acres (8,429 sqft)
OwnerIndividual Name on File
Tax Bill$2,110 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Aug 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-6964-3

Property Details

APN / Parcel Number

Primary APNC56-000-589-6964-3
Alternative APNs
  • 00-2S-22-0692-000C-0010
  • 22S2000692000C0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,808 sqft Living Area
Gross Area2,497 sqft
1st Floor Area1,808 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,429 sqft (0.194 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area249 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address342 PRIMROSE CIR
CityDESTIN
StateFL
Zip32541-2224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWOOD TO DESTIN LOT 1 BLK C
Legal SubdivisionEDGEWOOD TO DESTIN
Legal BlockC
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2012
Census Tract23306

Owner

342 Primrose Cir is owned and occupied by an individual who acquired it in August 2019.

Source: Okaloosa County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address342 PRIMROSE CIR, DESTIN, FL 32541-2224
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Line of Credit
OKALOOSA COUNTY TEACHERS FCU
Aug 9, 2019Correction Deed
ATTORNEY ONLY
Jul 31, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 2, 2019
Transfer Doc0034131155
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address342 PRIMROSE CIR, DESTIN, FL 32541-2224
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034154701
DateAug 27, 2019
Book Page3415/4701
Instrument3300695
Lender
NameOKALOOSA COUNTY TEACHERS FCU
TypeCredit Union
AddressCRESTVIEW, FL 32536
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateAug 9, 2019
Property Address342 PRIMROSE CIR, DESTIN, FL 32541-2224
Document Number0034131155
Book / Page003413 / 001155
Instrument DateAug 2, 2019
Instrument3296962
Record UpdatedAug 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 PRIMROSE CIR DESTIN FL 325412224, DESTIN, FL 32541-2224

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJul 31, 2019
Property Address342 PRIMROSE CIR, DESTIN, FL 32541-2224
Document Number0034112073
Book / Page003411 / 002073
Instrument DateJul 30, 2019
Instrument3294707
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 PRIMROSE CIR DESTIN FL 325412224, DESTIN, FL 32541-2224

Tax Assessment & Valuation

The 2025 property tax bill for 342 Primrose Cir was $2,110 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,110.00 Homeowner's exemption$217,264$399,889 Land $118,751 Building $281,138
2023$1,988.00 (+2.74%) Homeowner's exemption$204,991 (+3%)$388,483 (+7.46%) Land $107,749 Building $280,734
2022$1,935.00 Homeowner's exemption$199,020$361,509 Land $97,953 Building $263,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Primrose Cir in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 342 Primrose Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Primrose Cir

Nearby Streets

Search Property Records by Address or Parcel Number