342 Pinon Cir, Black Hawk, CO 80422 Property Records

Gilpin County property record for 342 Pinon Cir, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 1992
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1709-363-03-103`

Property Details

APN / Parcel Number

Primary APN	`1709-363-03-103`
Alternative APN	`R011036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,827 sqft Heated Area
Gross Area	2,789 sqft
1st Floor Area	1,827 sqft
Basement Area	1,827 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R011036
Street Address	342 PINON CIR
City	BLACK HAWK
State	CO
Zip	80422-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 36 T: 2S R: 73W SUBD: MISSOURI LAKES FILING #1 BLOCK: 003 LOT: 001 & IMPS
Legal Range	73W
Legal Township	02S
Legal Section	36
Legal Subdivision	MISSOURI LAKES FILING #1
Legal Block	3
Legal Lot Number	1
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2055
Census Tract	13802

Owner

342 Pinon Cir is owned and occupied by two individuals who acquired it in March 2022.

Source: Gilpin County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	342 PINON CIR, BLACK HAWK, CO 80422-8824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 24, 2022	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 29, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 1997
Deed Sale	Dec 9, 1997
Deed Book / Page	630 / 451
Last Transfer Date	Mar 18, 2022
Transfer Doc	0000171945
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	342 PINON CIR, BLACK HAWK, CO 80422-8824
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 PINON CIR, BLACK HAWK, CO 80422-8824

Mortgage

Document Number	0000180173
Date	Mar 26, 2026
Instrument	180173

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILPIN CO
Recording Date	Mar 24, 2022
Property Address	342 PINON CIR, BLACK HAWK, CO 80422-8824
Document Number	0000171945
Instrument Date	Mar 18, 2022
Instrument	171945
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 543, BLACK HAWK, CO 80422-0543

Mortgage

Document Number	0000171946
Date	Mar 24, 2022
Instrument	171946

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	342 PINON CIR, BLACK HAWK, CO 80422-8824
Document Number	0000161656
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 PINON CIR BLACK HAWK CO 804228824, BLACK HAWK, CO 80422-8824

Mortgage

Document Number	0000161656
Date	Jul 9, 2018
Instrument	161656

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 342 Pinon Cir was $1,458, up 9.1% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,458.00 (+9.05%)	$48,340 (+1.47%) Land $4,500 Building $43,840	$773,430 (+8.77%) Land $72,000 Building $701,430
2024	$1,337.00 (+1.21%)	$47,640 (-) Land $4,290 Building $43,350	$711,040 (-) Land $64,046 Building $646,994
2023	$1,321.00 (+44.53%)	$47,640 (+30.2%) Land $4,290 Building $43,350	$711,040 (+35.07%) Land $64,046 Building $646,994
2022	$914.00	$36,590 Land $4,170 Building $32,420	$526,410 Land $60,000 Building $466,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Pinon Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Pinon Cir is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 76% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable	1,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pinon Cir

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