342 Old Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 342 Old Point Rd, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,714 sqft · built 2002
Lot Size1.09 acres (47,568 sqft)
OwnerIndividual Name on Record
Last Sale$865,000 (Jul 2019)
Tax Bill$66 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35 108M

Property Details

APN / Parcel Number

Primary APN35 108M
Alternative APN
  • 12074

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,714 sqft Living Area
Gross Area9,260 sqft
1st Floor Area5,050 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2015
Exterior MaterialWood
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,568 sqft (1.09 acres)
Garage Area728 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area884 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number12074
Street Address342 OLD POINT RD
CityWHITE STONE
StateVA
Zip22578-2712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTABBS CREEK 1.092 AC LOT 11 LR19/1167
Legal SubdivisionTABBS CREEK
Legal Lot Number11
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group2
Census Block2023
Census Tract30301

Owner

Source: Lancaster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address342 OLD POINT RD, WHITE STONE, VA 22578-2712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Deed Document Number20191167
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateJul 31, 2019
Property Address342 OLD POINT RD, WHITE STONE, VA 22578-2712
Document Number190001167
Instrument DateJul 25, 2019
Instrument190001167
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyLAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 OLD POINT RD, WHITE STONE, VA 22578-2712

Mortgage

Document Number190001168
DateJul 31, 2019
Instrument190001168
Lender
NameMORGAN STANLEY PRIVATE BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66.00 (-98.61%)$1,207,900 (+60.37%) Land $242,100 Building $965,800$1,207,900 (+60.37%) Land $242,100 Building $965,800
2023$4,745.00$753,200 Land $227,100 Building $526,100$753,200 Land $227,100 Building $526,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 174 individual policies
Nearby Flood Policies190 units insured
incl. 16 condo units
Nearby Flood Claims28 (2003–2023)
Claims Outside the SFHA1 of 28
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: All Points Broadband.

Nearby Properties on Old Point Rd

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