342 Oak St, Gainesville, GA 30501 Property Records

Hall County property record for 342 Oak St, Gainesville, GA 30501

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,462 sqft · built 1966
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Last Sale	$485,000 (Feb 2019)
Tax Bill	$8,086 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-001-001-019`

Property Details

APN / Parcel Number

Primary APN	`01-001-001-019`
Alternative APN	`64818`

Interior

Building Area	4,462 sqft Total Area
1st Floor Area	4,462 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	15,682 sqft (0.36 acres)
Canopy	208 sqft
Total Buildings	4 Buildings

Location & Zoning

Account Number	64818
Street Address	342 OAK ST
City	GAINESVILLE
State	GA
Zip	30501-3502
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	G-B
Legal Description	342 OAK STREET N W
Legal Subdivision	PREPARED JB JAMS ENTERTAINMENT
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2017
Census Tract	902

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	118 MAIN ST SW, GAINESVILLE, GA 30501-3706
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Feb 26, 2019	Grant Deed, Transfer · Conventional Mortgage COASTAL STATES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	May 1, 2002
Deed Document Number	20191218
Deed Book / Page	8224 / 673
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	342 OAK ST, GAINESVILLE, GA 30501-3502
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 OAK ST, GAINESVILLE, GA 30501-3502

Mortgage

Document Number	0087130000000656
Date	Jan 27, 2021
Book Page	0000008713/0000000656

Lender

Name	PINNACLE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 1, 2028

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Feb 26, 2019
Property Address	342 OAK ST, GAINESVILLE, GA 30501-3502
Document Number	0082240673
Book / Page	008224 / 000673
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	342 OAK ST GAINESVILLE GA 305013502, GAINESVILLE, GA 30501-3502

Mortgage

Document Number	82240676
Date	Feb 26, 2019
Book Page	008224/000676

Lender

Name	COASTAL STATES BK
Type	Bank
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 25, 2024

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Gainesville City
Unified School District	Gainesville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,086.00 (+23.87%)	$277,440 (+20.84%) Land $112,200 Building $165,240	$693,600 (+20.84%) Land $280,500 Building $413,100
2025	$6,528.00 (+9.92%)	$229,600 (+13.42%) Land $59,840 Building $169,760	$574,000 (+13.42%) Land $149,600 Building $424,400
2023	$5,939.00 (+144.4%)	$202,440 (+35.25%) Land $44,880 Building $157,560	$506,100 (+35.25%) Land $112,200 Building $393,900
2022	$2,430.00	$149,680 Land $41,880 Building $107,800	$374,200 Land $104,700 Building $269,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Point Broadband, T-Mobile, Verizon, Xfinity.

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