San Luis Obispo County property record for 342 Montecito Ave, Pismo Beach, CA 93449
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,920 sqft · built 1963 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,000,000 (Nov 2007) |
| Tax Bill | $14,501 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-241-056 |
| Primary APN | 010-241-056 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 4,750 sqft (0.109 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 342 MONTECITO AVE |
|---|---|
| City | PISMO BEACH |
| State | CA |
| Zip | 93449-1925 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | CY PB PISMO TER BL 4 LT 50 |
| Legal Subdivision | PISMO TERRACE |
| Legal Block | 4 |
| Legal Lot Number | 50 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11704 |
342 Montecito Ave, a duplex, is owned by a company that bought it in November 2007.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3569 W MAIN ST, SANTA MARIA, CA 93458-9713 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2007 · Amount on File |
| Deed Sale | Nov 30, 2007 · Amount on File |
| Deed Document Number | 200777285 |
| Prior Transfer Date | Jun 23, 2004 |
| Prior Transfer Doc | 0000055444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 342 MONTECITO AVE, PISMO BEACH, CA 93449-1925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020575 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020020575 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | ARROYO GRANDE, CA 93421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 342 Montecito Ave was $14,501.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Pismo Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,339,772 (+2%) Land $1,004,835 Building $334,937 | |
| 2025 | $14,501.00 | $1,313,503 Land $985,133 Building $328,370 |
| 2023 | $13,875.00 (+10.46%) | $1,262,500 Land $946,880 Building $315,620 |
| 2022 | $12,561.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 342 Montecito Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 342 Montecito Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Peak WiFi, Surfnet Communications, Verizon.
5G (outdoors only) and 4G LTE
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