342 Melody Ln, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 342 Melody Ln, Surfside Beach, SC 29575

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,080 sqft · built 1996
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2020)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`462-12-03-0064`

Property Details

APN / Parcel Number

Primary APN	`462-12-03-0064`
Alternative APN	`1950703035`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	280 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	342 MELODY LN
City	SURFSIDE BEACH
State	SC
Zip	29575-3003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	OCEAN PINES; LOT 17-A BL 13
Legal Subdivision	OCEAN PINES
Legal Lot Number	17
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1059
Census Tract	51202

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	342 MELODY LN, SURFSIDE BEACH, SC 29575-3003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer
Sep 4, 2020	Warranty Deed, Transfer · FHA Mortgage T2 FINL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Aug 26, 2004 · Amount on Record
Deed Book / Page	4341 / 1200
Last Transfer Date	Apr 21, 2023
Transfer Doc	0046951261
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 27, 2023
Property Address	342 MELODY LN, SURFSIDE BEACH, SC 29575-3003
Document Number	0046951261
Book / Page	4695 / 1261
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 MELODY LN, SURFSIDE BEACH, SC 29575-3003

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 4, 2020
Property Address	342 MELODY LN # 17-A, 17-A, SURFSIDE BEACH, SC 29575-3003
Document Number	4341/1200
Book / Page	004341 / 001200
Instrument Date	Sep 3, 2020
Transaction Type	Transfer
Record Updated	May 4, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 MELODY LN #A SURFSIDE BEACH SC 295753003, A, SURFSIDE BEACH, SC 29575-3003

Mortgage

Document Number	6261/2318
Date	Sep 4, 2020
Book Page	006261/002318

Lender

Name	T2 FINL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00 (-66.24%)		$317,204 (-) Land $200,000 Building $117,204
2024	$4,141.00 (+335.89%)	$19,032 (+134.73%) Land $12,000 Building $7,032	$317,204 (+56.49%) Land $200,000 Building $117,204
2023	$950.00 (-65.97%)	$8,108 (-33.33%) Land $3,800 Building $4,308	$202,700 (-) Land $95,000 Building $107,700
2021	$2,792.00	$12,162 Land $5,700 Building $6,462	$202,700 Land $95,000 Building $107,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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