Macon County property record for 342 Main St, Highlands, NC 28741 · Last verified August 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Year Built | Built 1992 |
| Square Footage | 5,600 sqft Heated Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Last Sale | $1,475,000 (2006) |
| Tax Bill | $6,519.00 (2025) |
| Primary APN | 7540309887 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,600 sqft Heated Area |
|---|---|
| 1st Floor | 2,800 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Flat Roof Construction |
| Roof Material | Roll Tar & Gravel Roof |
| Lot Area | 3,485 sqft (0.08 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 128794 |
|---|---|
| Street Address | 342 MAIN ST |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | PT OF LOTS 215 & 217 MAIN ST |
| Legal Subdivision | MAIN ST |
| Legal Lot Number | 215,217 |
| Jurisdiction | MACON NC |
| Minor Civil Division | HIGHLANDS |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 970501 |
Source: Macon County records · APN 7540309887
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 224, HIGHLANDS, NC 28741-0224 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 15, 2017 | Deed of Trust, Mortgage NANTAHALA BANK & TRUST COMPANY |
| Jun 20, 2019 | Deed of Trust, Mortgage NANTAHALA BANK & TRUST COMPANY |
| Jun 20, 2019 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NANTAHALA BANK & TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2006 · Amount on Record |
| Deed Sale | Jan 31, 2006 · Amount on Record |
| Deed Doc Number | 20067790 |
| Deed Book / Page | 29 / 1477 |
| Last Transfer Date | Dec 20, 2012 |
| Transfer Doc | 00J35/0791 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 342 MAIN ST, HIGHLANDS, NC 28741 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00Y37/0542 |
|---|---|
| Date | May 15, 2017 |
| Book Page | Y-37/0542 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Apr 21, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 342 MAIN ST, HIGHLANDS, NC 28741 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00G39/1307 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | G-39/1307 |
| Instrument | 2019003873 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 20, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 342 MAIN ST, HIGHLANDS, NC 28741 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00G39/1331 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | G-39/1331 |
| Instrument | 2019003875 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 15, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,635,440 (-) Land $857,600 Building $777,840 | $1,635,440 (-) Land $857,600 Building $777,840 | |
| 2025 | $6,519.00 (+0.18%) | $1,635,440 (-) Land $857,600 Building $777,840 | $1,635,440 (-) Land $857,600 Building $777,840 |
| 2023 | $6,507.00 | $1,635,440 Land $857,600 Building $777,840 | $1,635,440 Land $857,600 Building $777,840 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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