342 Main St, Delta, CO 81416 Property Records

Delta County property record for 342 Main St, Delta, CO 81416

Property Summary

Property Type	Commercial
Details	1 ba · 2,767 sqft · built 1927
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2023)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R014417`

Property Details

APN / Parcel Number

Primary APN	`R014417`
Alternative APN	`345713425006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,767 sqft Gross Area
1st Floor Area	2,767 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R014417
Street Address	342 MAIN ST
City	DELTA
State	CO
Zip	81416-1837
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	342 MAIN ST DELTA 81416 342-1/2 MAIN ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 10 LOT: 22 TOTAL ACRES 0.10 +/- DELTA ORIGINAL SUBD BLK 10 LT 22 SEC 13 T15S R96W 6PM BK 431 PG 1364 BK 477 PG 991 BK 531 PG 411 BK 642 PG 234
Legal Subdivision	ORIGINAL DELTA
Legal Block	10
Legal Lot Number	22
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2023
Census Tract	965100

Owner

Source: Delta County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	342 MAIN ST, DELTA, CO 81416-1837
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Apr 16, 2003 · Amount on Record
Deed Document Number	2023748353
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Aug 21, 2023
Property Address	342 MAIN ST, DELTA, CO 81416-1837
Document Number	0000748353
Map Reference	MB 16 PG 1
Instrument Date	Aug 18, 2023
Instrument	748353
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 S HILLCREST DR, CEDAR CITY, UT 84720-8226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 MAIN ST, DELTA, CO 81416-1837

Mortgage

Document Number	0000748354
Date	Aug 21, 2023
Instrument	748354

Lender

Name	MONTROSE VISTA CORPORATION
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 28, 2033

Interest

Rate	5%

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (+28.67%)	$34,129 (+32.69%) Land $9,990 Building $24,139	$126,403 (+37.12%) Land $37,000 Building $89,403
2024	$1,702.00 (+3.97%)	$25,720 (-) Land $8,370 Building $17,350
2023	$1,637.00 (-20.88%)	$25,720 (-19.76%) Land $8,370 Building $17,350	$92,187 (-16.6%) Land $30,000 Building $62,187
2022	$2,069.00	$32,055 Land $8,700 Building $23,355	$110,533 Land $30,000 Building $80,533

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20