342 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 342 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	12,972 sqft · built 1926
Lot Size	0.269 acres (11,761 sqft)
Owner	Company Name on File
Tax Bill	$48,480 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Apr 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`214-0004-0094-00`

Property Details

APN / Parcel Number

Primary APN	`214-0004-0094-00`

Interior

Total Rooms	4 Rooms
Stories	2 Stories
Building Area	12,972 sqft
1st Floor Area	1,385 sqft
2nd Floor Area	1,587 sqft

Exterior

Year Built	Built 1926
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	171 ft deep x 71 ft wide

Location & Zoning

Street Address	342 LUDLOW AVE
City	CINCINNATI
State	OH
Zip	45220-2019
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	342 LUDLOW AV 70.37 X 171.36 IRR LOT 38 PT 37 JAMES BRYANT SUB PARS 94-95 CONS
Legal Subdivision	JAMES BRYANT SUB
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	7100

Owner

342 Ludlow Ave, a commercial property, is owned by a company that acquired it in April 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	310 TERRACE AVE STE 200, 200, CINCINNATI, OH 45220-2078
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Trustee's Deed, Construction Loan · Line of Credit HERITAGE BK
Apr 23, 2018	Limited Warranty Deed, Construction Loan · Construction Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018
Deed Sale	Apr 23, 2018
Prior Sale	Mar 27, 2007 · Amount on File
Deed Document Number	0000003428
Record Updated	Jun 8, 2026

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 3, 2019
Property Address	342 LUDLOW AVE, CINCINNATI, OH 45220-2019
Book / Page	013930 / 000800
Instrument Date	May 24, 2019
Instrument	42563
Transaction Type	Construction Loan
Record Updated	Jul 18, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 TERRACE AVE CINCINNATI OH 452202078, CINCINNATI, OH 45220-2078

Mortgage

Document Number	0000042563
Date	Jun 3, 2019
Book Page	013930/000800
Instrument	42563

Lender

Name	HERITAGE BK
Type	Bank
Address	1818 FLORENCE PIKE, BURLINGTON, KY 41005-7933

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 2, 2039

Interest

Rate Type	Adjustable Rate

April 2018: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 23, 2018
Property Address	342 LUDLOW AVE, CINCINNATI, OH 45220-2019
Document Number	0000003428
Map Reference	MB 3 PG 160
Instrument Date	Apr 17, 2018
Instrument	18-0033428
Transaction Type	Construction Loan
Record Updated	Aug 25, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6530 HUDSON PKWY, CINCINNATI, OH 45213-1022

Mortgage

Document Number	0000003432
Date	Apr 23, 2018
Instrument	18-0033432

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 17, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 342 Ludlow Ave was $48,480, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,480.00 (+0.67%)	$584,955 (-) Land $34,412 Building $550,543
2024	$48,155.00 (+0.26%)	$584,955 (-) Land $34,412 Building $550,543
2023	$48,031.00 (-20.41%)	$584,955 (-12.18%) Land $34,412 Building $550,543	$1,671,300 Land $98,320 Building $1,572,980
2022	$60,349.00	$666,121 Land $33,037 Building $633,084
2020			$1,903,200 Land $94,390 Building $1,808,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Ludlow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 342 Ludlow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Ludlow Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures