342 Laurel Ln, Fate (Rockwall), TX 75087 Property Records

Rockwall County property record for 342 Laurel Ln, Fate, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 2008
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on File
Last Sale	$308,800 (Dec 2021)
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5153000D0022000R`

Property Details

APN / Parcel Number

Primary APN	`5153000D0022000R`
Alternative APNs	`R79044` `79044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,507 sqft Living Area
Gross Area	1,987 sqft
1st Floor Area	1,507 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	110 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	249 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	342 LAUREL LN
City	FATE
State	TX
Zip	75087-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MEADOW PHASE 2, BLOCK D, LOT 22
Legal Subdivision	SPRING MEADOW PHASE 2
Legal Block	D
Legal Lot Number	22
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2006
Census Tract	40404

Owner

342 Laurel Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	342 LAUREL LN, FATE, TX 75087-9310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Dec 11, 2008 · Amount on File
Deed Document Number	202134982
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0000034982
Record Updated	Sep 20, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 28, 2021
Property Address	342 LAUREL LN, FATE, TX 75087-9310
Document Number	0000034982
Map Reference	CAB G SL 335
Instrument Date	Dec 16, 2021
Instrument	20210000034982
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 LAUREL LN, 342, FATE, TX 75087-9310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2057 W HEBRON PKWY APT 325, 325, CARROLLTON, TX 75010-6353

Mortgage

Document Number	0000034981
Date	Dec 28, 2021
Instrument	20210000034981

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	342 LAUREL LN, FATE, TX 75087-9310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON MORTGAGE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 LAUREL LN, FATE, TX 75087-9310

Mortgage

Document Number	0000025698
Date	Oct 26, 2020
Instrument	20200000025698

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	274 Months
Due	Aug 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 342 Laurel Ln was $3,088 with a homeowner's exemption, down 15.8% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,006 (-9.89%) Land $84,960 Building $158,046	$243,006 (-9.89%) Land $84,960 Building $158,046
2025	$3,088.00 (-15.81%) Homeowner's exemption	$269,668 Land $109,740 Building $159,928	$269,668 Land $109,740 Building $159,928
2024	$3,668.00 (-7.75%)
2023	$3,976.00	$296,914 Land $147,500 Building $149,414	$296,914 Land $147,500 Building $149,414
2021	$3,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Laurel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Laurel Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wi-Five Broadband.

Nearby Properties on Laurel Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures