342 Laprairie St, Ferndale, MI 48220 Property Records

Oakland County property record for 342 Laprairie St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,142 sqft · built 1942
Lot Size0.224 acres (9,757 sqft)
OwnerIndividual Name on File
Tax Bill$2,293 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-25-34-378-009

Property Details

APN / Parcel Number

Primary APN24-25-34-378-009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,142 sqft Living Area
1st Floor Area934 sqft
Basement Area824 sqft
Unfinished Basement824 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,757 sqft (0.224 acres)
Lot Dimensions255 ft deep x 38 ft wide
Garage Area412 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address342 LAPRAIRIE ST
CityFERNDALE
StateMI
Zip48220-3209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 WOODWARD FARMS SUB S 38.2 FT OF N 76.4 FT OF LOT 199
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionWOODWARD FARMS SUB
Legal Lot Number199
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3008
Census Tract173400

Owner

342 Laprairie St is owned and occupied by an individual who acquired it in November 2002.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address342 LAPRAIRIE ST, FERNDALE, MI 48220-3209
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2002
Deed SaleNov 27, 2002
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address342 LAPRAIRIE ST, FERNDALE, MI 48220-3209
Transaction TypeMortgage
Record UpdatedApr 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 LAPRAIRIE ST, FERNDALE, MI 48220-3209

Mortgage

Document Number0000301710
DateJan 22, 2022
Book Page57338/891
Instrument301710
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 4, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 342 Laprairie St was $2,293 with a homeowner's exemption, down 2.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,293.00 (-2.18%) Homeowner's exemption$117,310$234,620
2024$2,344.00
2023$99,910$199,820
2021$2,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Laprairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Laprairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Laprairie St

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