Onslow County property record for 342 Lake Firefly Loop, Holly Ridge, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,877 sqft · built 2019 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Nov 2017) |
| Tax Bill | $5,703 (2026) |
| Deeds & Mortgages | Dec 2018 Construction Loan Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 762C-902 |
| Primary APN | 762C-902 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,877 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 175 ft deep x 51 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 476641000 |
|---|---|
| Street Address | 342 LAKE FIREFLY LOOP |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | L902R P2 SUMMERHOUSE |
| Legal Subdivision | SUMMERHOUSE P2 LOT 902R |
| Legal Lot Number | 902 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 401 |
342 Lake Firefly Loop is owned and occupied by two individuals who acquired it in August 2021.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 342 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 30, 2021 | Intrafamily Transfer, Transfer |
| Jul 30, 2019 | Loan Modification, Mortgage FIRST BK |
| Nov 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on File |
| Deed Sale | Nov 21, 2017 · Amount on File |
| Deed Document Number | 20174704-594 |
| Deed Book / Page | 4704 / 594 |
| Last Transfer Date | Aug 24, 2021 |
| Transfer Doc | 0055560570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 342 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048720492 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 4872/492 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 342 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0054020951 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 5402/951 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 30, 2021 |
| Property Address | 342 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0055560570 |
| Book / Page | 5556 / 570 |
| Map Reference | MB 75 PG 16 |
| Instrument Date | Aug 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 342 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 342 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0049990941 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 342 LAKE FIREFLY LOOP RD HOLLY RIDGE NC 284454210, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0049990941 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 004999/000941 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Nov 21, 2017 |
| Property Address | 342 LAKE FIREFLY LOOP, HOLLY RIDGE, NC 28445-4210 |
| Document Number | 0047040594 |
| Book / Page | 4704 / 0594 |
| Map Reference | MB51 PG218-218K |
| Instrument Date | Nov 3, 2017 |
| Instrument | 4704-594 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3129 SPRINGBANK LN, 3129, CHARLOTTE, NC 28226-3395 |
| Name | Verified Name |
|---|---|
| Address | 575 DUMPLING RUN RD, MOOREFIELD, WV 26836-8884 |
| Document Number | 4704597 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 4704-597 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Nov 17, 2019 |
The 2026 property tax bill for 342 Lake Firefly Loop was $5,703, up 3% from the year before.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Holly Ridge Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,703.00 (+3.02%) | $729,006 (+31.01%) Land $140,000 Building $589,006 | $729,006 (+31.01%) Land $140,000 Building $589,006 |
| 2025 | $5,536.00 | $556,442 Land $90,000 Building $466,442 | $556,442 Land $90,000 Building $466,442 |
| 2023 | $5,536.00 | $556,442 Land $90,000 Building $466,442 | $556,442 Land $90,000 Building $466,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 342 Lake Firefly Loop in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 3 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 342 Lake Firefly Loop is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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