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342 Hemlock Ln, Oswego, IL 60543 Property Records

Kendall County property record for 342 Hemlock Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,432 sqft · built 2021
Lot Size0.232 acres (10,118 sqft)
Owner2 Individual Names on File
Last Sale$391,000 (Nov 2021)
Tax Bill$9,796 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN03-21-375-033

Property Details

APN / Parcel Number

Primary APN03-21-375-033

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,432 sqft Living Area
Gross Area3,857 sqft
1st Floor Area2,432 sqft
Basement Area1,007 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,118 sqft (0.232 acres)
Lot Dimensions132 ft deep x 76 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address342 HEMLOCK LN
CityOSWEGO
StateIL
Zip60543-3500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 115 ASHCROFT PLACE VILLAGE OF OSWEGO
Legal SubdivisionASHCROFT PLACE
Legal Lot Number115
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2036
Census Tract890107

Owner

342 Hemlock Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address342 HEMLOCK LN, OSWEGO, IL 60543-3500
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Apr 2, 2021Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2021 · Amount on File
Deed SaleNov 15, 2021 · Amount on File
Prior SaleApr 2, 2021 · Amount on File
Deed Document Number202130504
Prior Transfer DateOct 28, 2010
Prior Transfer Doc0000020533
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateNov 15, 2021
Property Address342 HEMLOCK LN, OSWEGO, IL 60543-3500
Document Number0000030504
Map ReferenceDOC 2004R00019250
Instrument DateNov 11, 2021
Instrument202100030504
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 27, 2023
Title CompanyDHI TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$391.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address750 BUNKER CT STE 500, 500, VERNON HILLS, IL 60061-1865

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address342 HEMLOCK LN, OSWEGO, IL 60543-3500
InvestorPossibly a Property Investor

Mortgage

Document Number0000030505
DateNov 15, 2021
Instrument202100030505
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateApr 2, 2021
Property Address342 HEMLOCK LN, OSWEGO, IL 60543-3500
Document Number0000008536
Map ReferenceDOC 200400019250
Instrument DateMar 25, 2021
Instrument202100008536
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$1,972.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address750 BUNKER CT STE 500, 500, VERNON HILLS, IL 60061-1865

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$130,290 Land $29,748 Building $100,542$390,870 Land $89,244 Building $301,626
2024$9,796.00
2022$105,568 Land $24,104 Building $81,464$316,704 Land $72,312 Building $244,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 342 Hemlock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Hemlock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 2,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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