Kane County property record for 342 Gertrude St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1909 |
| Lot Size | 0.16 acres (6,975 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,500 (Dec 2000) |
| Tax Bill | $6,152 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-131-018 |
| Primary APN | 06-23-131-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,708 sqft |
| Basement Area | 916 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Construction Type | Frame |
| Lot Area | 6,975 sqft (0.16 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 342 GERTRUDE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS 4TH ADDN SOUTH 6 FT LOT 12 & ALL OF LOT 11 BLOCK 2 |
| Legal Subdivision | J C&W H KIMBALLS 4TH ADDN |
| Legal Block | 2 |
| Legal Lot Number | 12,11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 851600 |
342 Gertrude St is owned and occupied by an individual who acquired it in March 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 GERTRUDE ST, ELGIN, IL 60123-7402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2000 · Amount on File |
| Deed Sale | Dec 28, 2000 · Amount on File |
| Deed Document Number | 2000103683 |
| Last Transfer Date | Mar 10, 2025 |
| Transfer Doc | 0000010241 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 342 Gertrude St was $6,152.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,152.00 | $88,649 (+8.57%) Land $15,540 Building $73,109 | $266,053 (+8.57%) Land $46,639 Building $219,415 |
| 2024 | $81,651 Land $14,313 Building $67,338 | $245,051 Land $42,956 Building $202,095 | |
| 2022 | $5,312.00 (+4.67%) Homeowner's exemption | $67,262 (+6.96%) Land $11,791 Building $55,471 | $201,786 (+6.96%) Land $35,373 Building $166,413 |
| 2021 | $5,075.00 Homeowner's exemption | $62,885 Land $11,024 Building $51,861 | $188,655 Land $33,072 Building $155,583 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 342 Gertrude St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 342 Gertrude St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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