342 Gerald Dr, Lafayette, LA 70503 Property Records

Lafayette Parish property record for 342 Gerald Dr, Lafayette, LA 70503

Property Summary

Property Type	Single Family Home
Details	1,862 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2013)
Tax Bill	$1,896 (2025)
Deeds & Mortgages	Mar 2013 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6031950`

Property Details

APN / Parcel Number

Primary APN	`6031950`

Interior

Building Area	1,862 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	138 ft deep x 5 ft wide
Garage Area	335 sqft

Location & Zoning

Street Address	342 GERALD DR
City	LAFAYETTE
State	LA
Zip	70503-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 WHIT- TINGTON TERRACE DEV #2 (54.05X138.19X86.07X135)
Legal Range	04E
Legal Township	10S
Legal Section	06
Legal Subdivision	WHITTINGTON TERRACE DEVELOPMEN
Legal Lot Number	123
Jurisdiction	LAFAYETTE LA
Township / Civil Division	F
Census Block Group	5
Census Block	5010
Census Tract	1700

Owner

Source: Lafayette Parish records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	342 GERALD DR, LAFAYETTE, LA 70503-4831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2013 · Amount on Record
Deed Sale	Mar 28, 2013 · Amount on Record
Deed Document Number	201312664
Record Updated	Jun 8, 2026

March 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Mar 28, 2013
Property Address	342 GERALD DR, LAFAYETTE, LA 70503-4831
Document Number	201300012664
Instrument Date	Mar 27, 2013
Instrument	2013-00012664
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 GERALD DR, LAFAYETTE, LA 70503-4831

Mortgage

Document Number	201300012665
Date	Mar 28, 2013
Instrument	2013-00012665

Lender

Name	BANCORPSOUTH BANK STATE CHARTERED I
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,896.00 (+60.95%)	$18,227 (+4.88%) Land $3,331 Building $14,896	$182,270 (+4.88%) Land $33,310 Building $148,960
2023	$1,178.00 (+0.68%) Homeowner's exemption	$17,379 (-) Land $3,331 Building $14,048	$173,790 (-) Land $33,310 Building $140,480
2022	$1,170.00 Homeowner's exemption	$17,379 Land $3,331 Building $14,048	$173,790 Land $33,310 Building $140,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2021 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20