Schenectady County and Schenectady City property record for 342 Furman St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,320 sqft · built 1910 |
| Lot Size | 0.13 acres (5,686 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $57,900 (Feb 2003) |
| Tax Bill | $5,015 (2026) |
| Deeds & Mortgages | Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.44-2-13 |
| Primary APN | 421500 49.44-2-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Total Area |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,160 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 5,686 sqft (0.13 acres) |
| Lot Dimensions | 175 ft deep x 32.4 ft wide |
| Porch | Slab |
| Porch Area | 434 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 342 FURMAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1118 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 KEATOR DR, SCHENECTADY, NY 12306-2515 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2003 · Amount on Record |
| Deed Sale | Feb 25, 2003 · Amount on Record |
| Deed Book / Page | 1645 / 49 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 342 FURMAN ST, SCHENECTADY, NY 12304-1118 |
| Document Number | 0000007462 |
| Instrument Date | Nov 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2 KEATOR DR SCHENECTADY NY 123062515, SCHENECTADY, NY 12306-2515 |
| Document Number | 0000007462 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 004895/000826 |
| Instrument | 7462 |
| Name | RUSHMORE LN MGMT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMERS BRANCH, TX 75234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2049 |
| Rate | 4.5% |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,015.00 (+3.89%) | ||
| 2025 | $4,827.00 (+8.81%) | $74,800 (-) Land $11,700 Building $63,100 | $123,862 (+30.82%) Land $19,374 Building $104,488 |
| 2023 | $74,800 (-) Land $11,700 Building $63,100 | $94,684 (+3.8%) Land $14,810 Building $79,874 | |
| 2022 | $74,800 Land $11,700 Building $63,100 | $91,220 Land $14,268 Building $76,952 | |
| 2021 | $4,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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