342 Flat River St, Pickerington, OH 43147 Property Records

Fairfield County property record for 342 Flat River St, Pickerington, OH 43147

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,457 sqft · built 2003
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$195,500 (May 2003)
Tax Bill	$11,209 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-10688-500`

Property Details

APN / Parcel Number

Primary APN	`04-10688-500`
Alternative APN	`0038 04039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	3,113 sqft
1st Floor Area	684 sqft
Basement Area	806 sqft
Finished Basement	550 sqft
Unfinished Basement	256 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	139 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	342 FLAT RIVER ST
City	PICKERINGTON
State	OH
Zip	43147-7926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT SYCAMORE CREEK SEC 5 LOT 316
Legal Subdivision	SYCAMORE CREEK
Legal Lot Number	316
Jurisdiction	FAIRFIELD OH
Township / Civil Division	VIOLET
Census Block Group	3
Census Block	3003
Census Tract	30601

Owner

Source: Fairfield County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	342 FLAT RIVER ST, PICKERINGTON, OH 43147-7926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 29, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2003 · Amount on Record
Deed Sale	May 21, 2003 · Amount on Record
Deed Document Number	200319455
Deed Book / Page	1282 / 14
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	342 FLAT RIVER ST, PICKERINGTON, OH 43147-7926
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 FLAT RIVER ST, PICKERINGTON, OH 43147-7926

Mortgage

Document Number	0000002104
Date	Feb 9, 2026
Instrument	202600002104

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 29, 2036

Interest

Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	342 FLAT RIVER ST, PICKERINGTON, OH 43147-7926
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 FLAT RIVER ST, PICKERINGTON, OH 43147-7926

Mortgage

Document Number	0000000375
Date	Jan 10, 2023
Instrument	202300000375

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	342 FLAT RIVER ST, PICKERINGTON, OH 43147-7926
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021170
Date	Aug 12, 2021
Instrument	202100021170

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	342 FLAT RIVER ST, PICKERINGTON, OH 43147-7926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011193
Date	Jul 5, 2019
Book Page	1795/1244
Instrument	201900011193

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	342 FLAT RIVER ST, PICKERINGTON, OH 43147-7926
Document Number	0000019286
Book / Page	001750 / 000384
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	VANTAGE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 FLAT RIVER ST PICKERINGTON OH 431477926, PICKERINGTON, OH 43147-7926

Mortgage

Document Number	0000019286
Date	Oct 16, 2017
Book Page	001750/000384
Instrument	19286

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Violet Township
Municipality	Pickerington City
Unified School District	Pickerington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,770 (+35.92%) Land $29,530 Building $94,240	$353,630 (+35.91%) Land $84,370 Building $269,260
2024	$11,209.00 (+161.16%)
2023	$4,292.00 Homeowner's exemption	$91,060 (-) Land $17,620 Building $73,440
2022	Homeowner's exemption	$91,060 Land $17,620 Building $73,440	$260,190 Land $50,350 Building $209,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PICKERINGTON CITY PWS serves 19,141 people · EPA ID OH2301512
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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