342 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 342 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 912 sqft · built 1961
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2025)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:27 L:90`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:27 L:90`
Alternative APN	`270900000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	270900000
Street Address	342 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Lot Number	90
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1006
Census Tract	25203

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 MANCHESTER CT, YARMOUTH, ME 04096-1548
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Deed Book / Page	19748 / 278
Record Updated	Sep 20, 2026

September 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 23, 2025
Property Address	342 ELM ST, BIDDEFORD, ME 04005-3010
Document Number	0197480278
Book / Page	19748 / 278
Instrument Date	Sep 19, 2025
Instrument	2025034324
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 MANCHESTER CT, YARMOUTH, ME 04096-1548

Mortgage

Document Number	2025034325
Date	Sep 23, 2025
Instrument	2025034325

Lender

Name	LIGHTHOUSE FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2032
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,841.00 (+1.86%)	$257,100 (-3.05%) Land $127,000 Building $130,100
2024	$3,771.00 (+8.39%)	$265,200 (-) Land $127,000 Building $138,200
2023	$3,479.00 (+7.44%)	$265,200 (+34.41%) Land $127,000 Building $138,200	$421,325
2022	$3,238.00	$197,300 Land $71,100 Building $126,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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