342 E Madison Ave, Cottage Grove, OR 97424 Property Records

Lane County property record for 342 E Madison Ave, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,460 sqft · built 1915
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (May 2021)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20-03-28-33-07800-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-28-33-07800-000`
Alternative APN	`0895894`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,460 sqft Finished Area
1st Floor Area	1,460 sqft
Attic	Attic
Attic Area	240 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 61 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	0895894
Street Address	342 E MADISON AVE
City	COTTAGE GROVE
State	OR
Zip	97424-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-MED DENSITY MULTI FAMI
Legal Description	SUBD:WYNNES SECOND ADDITION TO COTTAGE GROVE SEC/TWN/RNG/MER:SEC 28 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	28
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	WYNNES SECOND ADDITION TO COTTAGE GROVE
Legal Lot Number	7800
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3016
Census Tract	1202

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	342 E MADISON AVE, COTTAGE GROVE, OR 97424-2121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Aug 22, 2005 · Amount on Record
Deed Document Number	2021-034236
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 20, 2021
Property Address	342 E MADISON AVE, COTTAGE GROVE, OR 97424-2121
Document Number	0000034236
Map Reference	MB 3 PG 12
Instrument Date	May 18, 2021
Instrument	2021-034236
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	342 E MADISON AVE, COTTAGE GROVE, OR 97424-2121

Mortgage

Document Number	0000034237
Date	May 20, 2021
Instrument	2021-034237

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,483.00 (+4.9%)	$135,927 (+6.09%)	$418,808 (+6.04%) Land $47,994 Building $370,814
2023	$2,367.00 (+4%)	$128,125 (+3%)	$394,963 (+8.54%) Land $36,471 Building $358,492
2022	$2,276.00	$124,394	$363,877 Land $37,565 Building $326,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20