342 E Locust St, York, PA 17403 Property Records

York County property record for 342 E Locust St, York, PA 17403

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,784 sqft · built 1945
Lot Size	0.022 acres (958 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Dec 2025)
Tax Bill	$4,035 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2023 Sale & Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-108-02-0096.00-00000`

Property Details

APN / Parcel Number

Primary APN	`06-108-02-0096.00-00000`
Alternative APNs	`0610080200960000000` `060072700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,784 sqft Living Area
1st Floor Area	628 sqft
Basement Area	198 sqft
Unfinished Basement	198 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Flat
Lot Area	958 sqft (0.022 acres)
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	342 E LOCUST ST
City	YORK
State	PA
Zip	17403-2312
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	4
Census Block	4005
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District listed 1979 · 3,164 contributing resources · NRIS 79002371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

342 E Locust St, a townhouse, is owned by an individual who bought it in December 2025.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1441 E MARKET ST, YORK, PA 17403-1254
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC
Feb 2, 2023	Deed, Construction Loan · Construction Mortgage STIFEL BANK & TRUST
Oct 28, 2022	Intrafamily Transfer, Transfer
Aug 6, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MARK & ANGELA MOSHOS
Mar 1, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Feb 2, 2023 · Amount on File
Deed Document Number	202551445
Deed Book / Page	2881 / 5901
Prior Transfer Date	Jun 23, 1993
Prior Transfer Doc	0657000999
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Dec 31, 2025
Property Address	342 E LOCUST ST, YORK, PA 17403-2312
Document Number	0000051445
Book / Page	2881 / 5901
Instrument Date	Nov 25, 2025
Instrument	2025051445
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	WHITE HOUSE TITLE SERVICES INC, WHITE ROSE STLMT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,699.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 E LOCUST ST, YORK, PA 17403-2312

Mortgage

Document Number	0000051446
Date	Dec 31, 2025
Instrument	2025051446

Lender

Name	RADIUS FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Feb 2, 2023
Property Address	342 E LOCUST ST, YORK, PA 17403-2312
Document Number	0000003975
Book / Page	2767 / 4564
Instrument Date	Jan 27, 2023
Instrument	2023003975
Transaction Type	Construction Loan
Record Updated	Feb 8, 2023
Title Company	ENDEAVOR TITLE LLC, ENDEAVOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	342 E LOCUST ST, YORK, PA 17403-2312

Mortgage

Document Number	0000003976
Date	Feb 2, 2023
Instrument	2023003976

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Margin	3
Max Rate	10.6%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK PA
Recording Date	Oct 28, 2022
Property Address	342 E LOCUST ST, YORK, PA 17403-2312
Document Number	0000056656
Book / Page	2755 / 4853
Instrument Date	Oct 27, 2022
Instrument	2022056656
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 HARVEST DR, DALLASTOWN, PA 17313-9438

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YORK PA
Recording Date	Aug 6, 2019
Property Address	342 E LOCUST ST, YORK, PA 17403-2312
Book / Page	002529 / 006631
Instrument Date	Aug 2, 2019
Instrument	33794
Transaction Type	Construction Loan
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 E LOCUST ST YORK PA 174032312, YORK, PA 17403-2312

Mortgage

Document Number	0000033794
Date	Aug 6, 2019
Book Page	002529/006631
Instrument	33794

Lender

Name	MARK & ANGELA MOSHOS

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 5, 2020

Interest

Rate	15%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Mar 1, 2019
Property Address	342 E LOCUST ST, YORK, PA 17403-2312
Document Number	0000008227
Book / Page	002507 / 007776
Instrument Date	Feb 21, 2019
Instrument	8227
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 HARVEST DR DALLASTOWN PA 173139438, DALLASTOWN, PA 17313-9438

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	YORK PA
Recording Date	Jan 11, 2019
Property Address	342 E LOCUST ST, YORK, PA 17403-2312
Document Number	0000001598
Book / Page	002502 / 005068
Instrument Date	Jan 11, 2019
Instrument	1598
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$24.91
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 FOUNTAIN PLZ BUFFALO NY 142031420, BUFFALO, NY 14203-1420

Tax Assessment & Valuation

The 2026 property tax bill for 342 E Locust St was $4,035, up 1.6% from the year before.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,035.00 (+1.61%)	$62,860 (-) Land $9,380 Building $53,480
2025	$3,971.00 (+1.77%)	$62,860 (-) Land $9,380 Building $53,480
2024	$3,902.00	$62,860 Land $9,380 Building $53,480
2006			$62,860 Land $9,380 Building $53,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 342 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 342 E Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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