342 E Cross St, Ansonia, OH 45303 Property Records

Darke County property record for 342 E Cross St, Ansonia, OH 45303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,468 sqft · built 1967
Lot Size	0.358 acres (15,599 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Oct 2018)
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C15-2-213-23-04-02-10400`

Property Details

APN / Parcel Number

Primary APN	`C15-2-213-23-04-02-10400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,468 sqft Living Area
1st Floor Area	2,468 sqft
Family Room	Family Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Raised
Lot Area	15,599 sqft (0.358 acres)
Lot Dimensions	150 ft deep x 104 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Patio Area	288 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	342 E CROSS ST
City	ANSONIA
State	OH
Zip	45303-5055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENDERSONS ADDN WHOLE LOTS 262 & 263
Legal Subdivision	HENDERSONS ADDN
Legal Lot Number	262-263 263
Jurisdiction	DARKE OH
Township / Civil Division	BROWN
Census Block Group	2
Census Block	2003
Census Tract	520100

Owner

Source: Darke County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	342 E CROSS ST, ANSONIA, OH 45303-5055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Sep 19, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 26, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Mar 21, 2011 · Amount on Record
Deed Document Number	996
Deed Book / Page	522 / 251
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	342 E CROSS ST, ANSONIA, OH 45303-5055
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 E CROSS ST, ANSONIA, OH 45303-5055

Mortgage

Document Number	00576/4968
Date	Nov 24, 2025
Book Page	576/4968
Instrument	202500006313

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Dec 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	342 E CROSS ST, ANSONIA, OH 45303-5055
Transaction Type	Mortgage
Record Updated	Oct 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	530/1757
Date	Sep 19, 2019
Book Page	530/1757
Instrument	201900005198

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Oct 26, 2018
Property Address	342 E CROSS ST, ANSONIA, OH 45303-5055
Document Number	00522/0251
Book / Page	522 / 0251
Instrument Date	Oct 26, 2018
Instrument	201800006449
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	342 E CROSS ST, ANSONIA, OH 45303-5055

Mortgage

Document Number	201800006450
Date	Oct 26, 2018
Instrument	201800006450

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Darke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ansonia Village
County	Darke County
County Subdivision	Brown Township
Unified School District	Ansonia Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,182.00 (-0.41%) Homeowner's exemption	$64,780 (-0.28%) Land $3,800 Building $60,980	$185,090 (-0.27%) Land $10,850 Building $174,240
2023	$2,191.00 Homeowner's exemption	$64,960 Land $3,800 Building $61,160	$185,600 Land $10,850 Building $174,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANSONIA VILLAGE PWS serves 1,174 people · EPA ID OH1900012
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

342 E Cross St, Ansonia, OH 45303 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Cross St

Nearby Streets

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