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342 E Crescent Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 342 E Crescent Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,082 sqft · built 1978
Lot Size0.412 acres (17,947 sqft)
OwnerIndividual Name on Record
Last Sale$119,742 (Nov 2018)
Tax Bill$19,791 (2025)
Deeds & MortgagesJan 2019 Mortgage
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-05101-0000-00026

Property Details

APN / Parcel Number

Primary APN48-05101-0000-00026
Alternative APN
  • 480510100026

Interior

Stories2 Stories
Building Area2,082 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area17,947 sqft (0.412 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address342 E CRESCENT AVE
CityRAMSEY
StateNJ
Zip07446-2004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.412AC
Legal SubdivisionBRAEMAR/RAMSEY
Legal Block5101
Legal Lot Number26
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1002
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address342 E CRESCENT AVE, RAMSEY, NJ 07446-2004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2019Deed of Trust, Mortgage · FHA Mortgage
BOND STREET MORTGAGE LLC
Jan 18, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Nov 9, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2018 · Amount on Record
Deed SaleNov 9, 2018 · Amount on Record
Prior SaleDec 13, 2000
Deed Document Number201818-080058
Deed Book / Page3104 / 1773
Prior Transfer DateNov 2, 2018
Prior Transfer Doc0031041773
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address342 E CRESCENT AVE, RAMSEY, NJ 07446-2004
Transaction TypeMortgage
Record UpdatedSep 27, 2022
Title CompanyATLANTIC TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031661657
DateJan 29, 2019
Book Page3166/1657
Instrument19-006904
Lender
NameBOND STREET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address342 E CRESCENT AVE, RAMSEY, NJ 07446-2004
Document Number0031661671
Instrument DateJan 18, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 E CRESCENT AVE RAMSEY NJ 074462004, RAMSEY, NJ 07446-2004

Mortgage

Document Number0031661671
DateJan 29, 2019
Book Page003166/001671
Instrument6904
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term984 Months
Interest
Rate TypeAdjustable Rate
Rate4.51%

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateNov 9, 2018
Property Address342 E CRESCENT AVE, RAMSEY, NJ 07446-2004
Document Number0031041773
Book / Page003104 / 001773
Instrument DateNov 2, 2018
Instrument80058
Transaction TypeTransfer
Record UpdatedNov 22, 2018

Transaction

AmountAmount Recorded
Tax$119.74
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 E CRESCENT AVE RAMSEY NJ 074462004, RAMSEY, NJ 07446-2004

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$981,200 (+2.08%) Land $314,900 Building $666,300$981,200 (+2.08%) Land $314,900 Building $666,300
2025$19,791.00 (+0.31%)$961,200 (+37.49%) Land $296,900 Building $664,300$961,200 (+37.49%) Land $296,900 Building $664,300
2024$19,729.00 (+7.59%)
2023$699,100 Land $219,200 Building $479,900$699,100 Land $219,200 Building $479,900
2022$18,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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