Erie County property record for 342 E 3rd St, Waterford, PA 16441
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,556 sqft · built 1973 |
| Lot Size | 0.313 acres (13,613 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Apr 2015) |
| Tax Bill | $2,733 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-007-030.0-002.13 |
| Primary APN | 46-007-030.0-002.13 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| 1st Floor Area | 476 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 13,613 sqft (0.313 acres) |
| Lot Dimensions | 165 ft deep x 82 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 383 sqft |
| Canopy | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 342 E 3RD ST |
|---|---|
| City | WATERFORD |
| State | PA |
| Zip | 16441-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Description | 342 E THIRD ST 82.5 X 165.41 |
| Jurisdiction | ERIE PA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 12100 |
342 E 3rd St is owned and occupied by an individual who bought it in April 2015.
Source: Erie County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 E 3RD ST, WATERFORD, PA 16441-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2015 · Amount on File |
| Deed Sale | Apr 7, 2015 · Amount on File |
| Prior Sale | Dec 7, 2007 · Amount on File |
| Deed Document Number | 20156415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE PA |
| Recording Date | Sep 9, 2026 |
| Property Address | 342 E 3RD ST, WATERFORD, PA 16441-9730 |
| Document Number | 0000016711 |
| Instrument Date | Aug 29, 2026 |
| Instrument | 202616711 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 342 E 3RD ST, WATERFORD, PA 16441-9730 |
| Document Number | 0000016711, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 202616711 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 342 E 3rd St was $2,733 with a homeowner's exemption, up 16.1% from the year before.
Source: Erie County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Erie County |
| Municipality | Waterford Borough |
| Unified School District | Fort LeBoeuf School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,733.00 (+16.1%) Homeowner's exemption | $106,800 (-) Land $25,500 Building $81,300 | |
| 2025 | $2,354.00 Homeowner's exemption | $106,800 (-) Land $25,500 Building $81,300 | |
| 2024 | $106,800 Land $25,500 Building $81,300 | ||
| 2023 | $2,140.00 Homeowner's exemption | ||
| 2013 | $106,800 Land $25,500 Building $81,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 342 E 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 342 E 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD MUNICIPAL AUTHORITY serves 1,700 people · EPA ID PA6250065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jan 2026 Coliform assessment Oct 2018 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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