Winona County property record for 342 E 2nd St, Saint Charles, MN 55972 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,064 sqft · built 1993 |
| Lot Size | 0.469 acres (20,430 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,900 (Sep 2024) |
| Tax Bill | $3,642 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Oct 2019 Transfer + 1 more |
| APN | 29.060.0421 |
| Primary APN | 29.060.0421 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,430 sqft (0.469 acres) |
| Lot Dimensions | 155 ft deep x 132 ft wide |
| Garage Area | 576 sqft |
| Deck Area | 632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 342 E 2ND ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-19 TWP-106 RANGE-010 ORIGINAL PLAT LOT-001 BLOCK-013 & LOT 4 & THAT PART OF VACATED 2ND ST |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 19 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 13 |
| Legal Lot Number | 1,4 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.060.0421
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 342 E 2ND ST, SAINT CHARLES, MN 55972-1354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK |
| Oct 17, 2019 | Affidavit of Death of Joint Tenant, Transfer ROCHESTER TITLE AGENCY INC, ROCHESTER TITLE AGENCY |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2024 · Amount on Record |
| Deed Sale | Sep 20, 2024 · Amount on Record |
| Prior Sale | Oct 17, 2019 · Amount on Record |
| Deed Document Number | 2024656761 |
| Prior Transfer Date | Oct 10, 2019 |
| Prior Transfer Doc | 620151 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 342 E 2ND ST, SAINT CHARLES, MN 55972-1354 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 342 E 2ND ST, SAINT CHARLES, MN 55972-1354 |
| Document Number | 000A642782 |
|---|---|
| Date | May 16, 2022 |
| Instrument | A642782 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | PLAINVIEW, MN 55964 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 22, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Oct 17, 2019 |
| Property Address | 342 E 2ND ST, SAINT CHARLES, MN 55972-1354 |
| Document Number | 620151 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 620151 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | ROCHESTER TITLE AGENCY INC, ROCHESTER TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 E 2ND ST, SAINT CHARLES, MN 55972-1354 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Oct 17, 2019 |
| Property Address | 342 E 2ND ST, SAINT CHARLES, MN 55972-1354 |
| Document Number | 620152 |
| Instrument Date | Oct 07, 2019 |
| Instrument | 620152 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | ROCHESTER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $622.38 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 342 E 2ND ST, SAINT CHARLES, MN 55972-1354 |
| Document Number | 620153 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 620153 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,642.00 (+18.48%) | ||
| 2025 | $299,900 (+5.12%) Land $69,400 Building $230,500 | $299,900 (+5.12%) Land $69,400 Building $230,500 | |
| 2023 | $3,074.00 | $285,300 Land $68,700 Building $216,600 | $285,300 Land $68,700 Building $216,600 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696710003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007) |
| Most Recent Claim | Aug 2007, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Hiawatha Broadband Communications | Cable | 1,000 / 30 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: Verizon, Hiawatha Broadband Communications, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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