342 E 12600 S, Draper, UT 84020 Property Records

Salt Lake County property record for 342 E 12600 S, Draper, UT 84020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,714 sqft · built 1991
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$643,720 (May 2026)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2026 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`28-31-202-003`

Property Details

APN / Parcel Number

Primary APN	`28-31-202-003`
Alternative APN	`28-31-202-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
Gross Area	2,181 sqft
1st Floor Area	1,139 sqft
Basement Area	602 sqft
Finished Basement	575 sqft
Unfinished Basement	27 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Porch	Patio/Porch
Porch Area	25 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	342 E 12600 S
City	DRAPER
State	UT
Zip	84020-9593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1113
Legal Description	LOT 35, CLOVER LAND ESTATES PH 1 6345-2343 6660-0047 6808-2606 8291-7946 9603-6614 9902-6205
Legal Range	1E
Legal Township	3S
Legal Section	31
Legal Subdivision	CLOVER LAND ESTATE
Legal Block	2
Legal Lot Number	35
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	2
Census Block	2013
Census Tract	112828

Owner

Source: Salt Lake County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	342 E 12600 S, DRAPER, UT 84020-9593
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC
May 18, 2020	Loan Modification, Mortgage · FHA Mortgage MORTGAGE SOLUTIONS FIN'L
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 20, 2017	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Apr 13, 2011 · Amount on Record
Deed Document Number	202614545627
Deed Book / Page	11665 / 2456
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	342 E 12600 S, DRAPER, UT 84020-9593
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 E 12600 S, DRAPER, UT 84020-9593

Mortgage

Document Number	0014475278
Date	Dec 12, 2025
Book Page	11623/8381
Instrument	14475278

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	342 E 12600 S, DRAPER, UT 84020-9593
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 E 12600 S 5, 5, DRAPER, UT 84020-9593

Mortgage

Document Number	0014520500
Date	Mar 27, 2026
Book Page	11650/5577
Instrument	14520500

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	May 20, 2026
Property Address	342 E 12600 S, DRAPER, UT 84020-9593
Document Number	0014545627
Book / Page	11665 / 2456
Instrument Date	May 19, 2026
Instrument	202614545627
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	ONRECORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 E 12600 S, DRAPER, UT 84020-9593

Mortgage

Document Number	0014545634,
Date	May 20, 2026
Instrument	202614545634

Lender

Name	HOME CAPITAL FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALT LAKE UT
Property Address	342 E 12600 S, DRAPER, UT 84020-9593
Document Number	0013302979
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 E 12600 S DRAPER UT 840209593, DRAPER, UT 84020-9593

Mortgage

Document Number	0013302979
Date	Jun 19, 2020
Book Page	010964/000206
Instrument	13302979

Lender

Name	MORTGAGE SOLUTIONS FIN'L
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	342 E 12600 S, DRAPER, UT 84020-9593
Document Number	0013302980
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 E 12600 S DRAPER UT 840209593, DRAPER, UT 84020-9593

Mortgage

Document Number	0013302980
Date	Jun 19, 2020
Book Page	010964/000214
Instrument	13302980

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	342 E 12600 S, DRAPER, UT 84020-9593
Document Number	0012622594
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	BACKMAN TITLE SERVICES, BACKMAN TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 E 12600 S DRAPER UT 840209593, DRAPER, UT 84020-9593

Mortgage

Document Number	0012622594
Date	Sep 25, 2017
Book Page	010601/007118
Instrument	12622594

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Draper City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00 (+1.88%)	$515,900 (+91.74%) Land $300,400 Building $215,500	$515,900 (+5.46%) Land $300,400 Building $215,500
2024	$2,603.00 (+0.93%)
2023	$2,579.00 (-4.87%) Homeowner's exemption	$269,060 Land $145,915 Building $123,145	$489,200 Land $265,300 Building $223,900
2022	$2,711.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERPRO INC private · serves 33,100 people · EPA ID UTAH18006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kempler Internet, Utah Broadband, Verizon.

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