342 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 342 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,269 sqft · built 1905
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$2,024 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`12-109-0012`

Property Details

APN / Parcel Number

Primary APN	`12-109-0012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	342 CROSS ST
City	OGDEN
State	UT
Zip	84404-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 1, 2 AND 3. BLOCK 9, TERRACE SUBDIVISION, ACCORDING TO THE OFFICIAL PLAT THEREOF ON FILE AND OF RECORD IN THE
Legal Range	01W
Legal Township	06N
Legal Section	20
Legal Subdivision	REEVES ADDITION
Legal Block	9
Legal Lot Number	1-2
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1000
Census Tract	200400

Owner

342 Cross St is owned and occupied by an individual who acquired it in October 2021.

Source: Weber County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	342 CROSS ST, OGDEN, UT 84404-4923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GOLDENWEST FCU
Oct 27, 2021	Deed of Trust, Mortgage · FHA Mortgage GOLDENWEST FCU
Oct 27, 2021	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INS AGCY OF UT
Dec 31, 2019	Grant Deed, Mortgage CIVIC FIN'L SVCS
Nov 4, 2019	Warranty Deed, Transfer CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC
Jun 28, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Feb 16, 2018	Deed of Trust, Mortgage BURA LLC
Jul 14, 2017	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021
Deed Sale	Oct 27, 2021
Prior Sale	Nov 4, 2019
Deed Document Number	20213193429
Prior Transfer Date	Jun 26, 2019
Prior Transfer Doc	0002988593
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	342 CROSS ST, OGDEN, UT 84404-4923
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	METRO NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003193448
Date	Oct 27, 2021
Instrument	3193448

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	342 CROSS ST, OGDEN, UT 84404-4923
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	METRO NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003193447
Date	Oct 27, 2021
Instrument	3193447

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Oct 27, 2021
Property Address	342 CROSS ST, OGDEN, UT 84404-4923
Document Number	0003193429
Instrument Date	Oct 26, 2021
Instrument	3193429
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE INS AGCY OF UT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 CROSS ST, OGDEN, UT 84404-4923

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WEBER UT
Recording Date	Dec 31, 2019
Property Address	342 CROSS ST, OGDEN, UT 84404-4923
Instrument Date	Dec 24, 2019
Instrument	3026002
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	342 CROSS ST OGDEN UT 844044923, OGDEN, UT 84404-4923

Mortgage

Document Number	0003026002
Date	Dec 31, 2019
Instrument	3026002

Lender

Name	CIVIC FIN'L SVCS
Address	2015 MANHATTAN BEACH BLVD # 106, REDONDO BEACH, CA 90278-1230

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Nov 4, 2019
Property Address	342 CROSS ST, OGDEN, UT 84404-4923
Document Number	0003014380
Instrument Date	Nov 1, 2019
Instrument	3014380
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	CAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5396 W 2400 S WEST VALLEY CITY UT 841201263, WEST VALLEY CITY, UT 84120-1263

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBER UT
Recording Date	Jun 28, 2019
Property Address	342 CROSS ST, OGDEN, UT 84404-4923
Document Number	0002988593
Instrument Date	Jun 26, 2019
Instrument	2988593
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	CAPSTONE T&E INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 294, LAYTON, UT 84041-0294
Investor	Possibly a Property Investor

Mortgage

Document Number	0002988594
Date	Jun 28, 2019
Instrument	2988594

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	342 CROSS ST, OGDEN, UT 84404-4923
Document Number	0002906204
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	FOUNDERS TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	748 HERITAGE PARK BLVD LAYTON UT 840415734, LAYTON, UT 84041-5734

Mortgage

Document Number	0002906204
Date	Feb 22, 2018
Instrument	2906204

Lender

Name	BURA LLC
Address	1512 RIDGE POINT DR, BOUNTIFUL, UT 84010-1052

Agreement

Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	342 CROSS ST, OGDEN, UT 84404-4923
Document Number	0002868245
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 294 LAYTON UT 840410294, LAYTON, UT 84041-0294
Investor	Possibly a Property Investor

Mortgage

Document Number	0002868245
Date	Jul 17, 2017
Instrument	2868245

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company
Address	WEST VALLEY CITY, UT 84120

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 342 Cross St was $2,024, down 8.7% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,024.00 (-8.75%)	$168,876 (-5.58%) Land $63,011 Building $105,865	$307,049 (-5.58%) Land $114,567 Building $192,482
2025	$2,218.00	$178,862 Land $63,012 Building $115,850	$325,203 Land $114,567 Building $210,636
2023	$2,036.00	$162,250 Land $54,056 Building $108,194	$295,000 Land $98,283 Building $196,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Cross St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: All West, AT&T, Connext Networks, T-Mobile, Utah Broadband.

342 Cross St, Ogden, UT 84404 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Grant Deed, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cross St

Nearby Streets

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