342 Cottage Ln, Highlands, NC 28741 Property Records

Macon County property record for 342 Cottage Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,511 sqft · built 1999
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Last Sale	$2,000,000 (Oct 2010)
Tax Bill	$10,657 (2026)
Deeds & Mortgages	Dec 2019 Transfer Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7551410605`

Property Details

APN / Parcel Number

Primary APN	`7551410605`
Alternative APNs	`0517117` `145820`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,511 sqft Heated Area
1st Floor Area	2,582 sqft
Upper Floors Area	929 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	55,321 sqft (1.27 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	359 sqft
Deck Area	144 sqft
Patio Area	880 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	145820
Street Address	342 COTTAGE LN
City	HIGHLANDS
State	NC
Zip	28741-8665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 315 CULLASAJA CLUB
Legal Subdivision	CULLASAJA CLUB
Legal Lot Number	315
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970502

Owner

342 Cottage Ln is owned by an individual who acquired it in November 2019.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3574 DUMBARTON RD NW, ATLANTA, GA 30327-2614
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Intrafamily Transfer, Transfer
Sep 19, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2010 · Amount on File
Deed Sale	Oct 29, 2010 · Amount on File
Deed Document Number	20107394
Deed Book / Page	33 / 747
Last Transfer Date	Nov 12, 2019
Transfer Doc	000P39/635
Record Updated	Oct 29, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Dec 2, 2019
Property Address	342 COTTAGE LN, HIGHLANDS, NC 28741-8665
Document Number	000P39/635
Book / Page	P-39 / 635
Map Reference	CARD 6736
Instrument Date	Nov 12, 2019
Instrument	2019008320
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3574 DUMBARTON RD NW, ATLANTA, GA 30327-2614

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Sep 19, 2018
Property Address	342 COTTAGE LN, HIGHLANDS, NC 28741-8665
Document Number	00U38/2155
Book / Page	U-38 / 2155
Map Reference	PL CARD6736
Instrument Date	Aug 28, 2018
Instrument	2018006434
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3290 NORTHSIDE PKWY NW STE 800, 3290, ATLANTA, GA 30327-2211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3290 NORTHSIDE PKWY NW STE 800, 800, ATLANTA, GA 30327-2211

Tax Assessment & Valuation

The 2026 property tax bill for 342 Cottage Ln was $10,657.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,657.00	$3,479,480 (-) Land $400,000 Building $3,079,480	$3,479,480 (-) Land $400,000 Building $3,079,480
2025		$3,479,480 Land $400,000 Building $3,079,480	$3,479,480 Land $400,000 Building $3,079,480
2023		$2,670,440 Land $400,000 Building $2,270,440	$2,670,440 Land $400,000 Building $2,270,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Cottage Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: BalsamWest FiberNET, Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cottage Ln

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