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342 Cold Spring Ct, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 342 Cold Spring Ct, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,030 sqft · built 1982
Lot Size6.59 acres (287,235 sqft)
OwnerCompany Name on Record
Last Sale$365,000 (Aug 1997)
Tax Bill$8,293 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN063-021-30

Property Details

APN / Parcel Number

Primary APN063-021-30
Alternative APN
  • 063-021-30-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area2,030 sqft Living Area
Gross Area2,310 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area287,235 sqft
TerrainSteep
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address340 COLD SPRING CT
CitySANTA CRUZ
StateCA
Zip95060-9526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSU
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group3
Census Block3001
Census Tract120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address340 COLD SPRING CT, SANTA CRUZ, CA 95060-9526
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 1997 · Amount on Record
Deed SaleAug 22, 1997 · Amount on Record
Deed Document Number199738137
Prior Transfer DateAug 19, 1997
Prior Transfer Doc0000038139
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address340 COLD SPRING CT, SANTA CRUZ, CA 95060-9526
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 COLD SPRING CT, SANTA CRUZ, CA 95060-9526

Mortgage

Document Number0000039433
DateOct 1, 2020
Instrument2020-0039433
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$677,646 (+2%) Land $325,745 Building $351,901
2025$8,293.00 (+9.74%) Homeowner's exemption$664,359 (+4.04%) Land $319,358 Building $345,001
2023$7,557.00 (+1.75%) Homeowner's exemption$638,562 Land $306,957 Building $331,605$1,132,740
2022$7,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

No cell data coverage reported

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