Buncombe County property record for 342 Chapman Rd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,984 sqft · built 2018 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,829 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3024664-2020-20 |
| Primary APN | 3024664-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,984 sqft Living Area |
| Gross Area | 3,858 sqft |
| 1st Floor Area | 1,994 sqft |
| Basement Area | 1,864 sqft |
| Finished Basement | 990 sqft |
| Unfinished Basement | 874 sqft |
| Utility Area | 6 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 219 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3024664-2020-20 |
|---|---|
| Street Address | 342 CHAPMAN RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: SHANNON INGERSOLL LOT: 1 & 2 PLAT: 0139-0102 |
| Legal Subdivision | SHANNON INGERSOLL |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3105 |
342 Chapman Rd is held in a trust since May 2020.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 716 RIVIERA DUNES WAY, PALMETTO, FL 34221-7122 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BK |
| May 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2016 |
| Deed Sale | Nov 22, 2016 |
| Deed Book / Page | 5494 / 813 |
| Last Transfer Date | May 22, 2020 |
| Transfer Doc | 0059020835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 342 CHAPMAN RD, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0059481299 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 342 CHAPMAN RD MONTREAT NC 28757, MONTREAT, NC 28757 |
| Document Number | 0059481299 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 005948/001299 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 14, 2035 |
| Rate | 5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 27, 2020 |
| Property Address | 342 CHAPMAN RD, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0059020835 |
| Book / Page | 005902 / 000835 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 716 RIVIERA DUNES WAY PALMETTO FL 342217122, PALMETTO, FL 34221-7122 |
The 2025 property tax bill for 342 Chapman Rd was $6,829, up 2.8% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Montreat Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,829.00 (+2.75%) | $630,300 Land $150,000 Building $480,300 | $630,300 Land $150,000 Building $480,300 |
| 2024 | $6,646.00 (+1.9%) | ||
| 2023 | $6,522.00 | $630,300 | $630,300 Land $150,000 Building $480,300 |
| 2021 | $630,300 Land $150,000 Building $480,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 342 Chapman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 342 Chapman Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTREAT WATER SYSTEM serves 798 people · EPA ID NC0111484 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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