342 Century Dr, Cameron, NC 28326 Property Records

Harnett County property record for 342 Century Dr, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,994 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2024)
Tax Bill	$2,338 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500063947`

Property Details

APN / Parcel Number

Primary APN	`1500063947`
Alternative APNs	`09956512 0282 03` `1500048710`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,994 sqft Heated Area
1st Floor Area	892 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500063947
Street Address	342 CENTURY DR
City	CAMERON
State	NC
Zip	28326-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#251 THE COLONY PH B PT 2-2A MAP#2011-645
Legal Subdivision	LEXINGTON PLANTATION
Legal Phase	B
Legal Lot Number	251
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	342 CENTURY DR, CAMERON, NC 28326-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2017	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	20248200
Deed Book / Page	4235 / 403
Prior Transfer Date	Jan 23, 2012
Prior Transfer Doc	0000002714
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	342 CENTURY DR, CAMERON, NC 28326-4020
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 CENTURY DR, CAMERON, NC 28326-4020

Mortgage

Document Number	0000018440
Date	Sep 30, 2025
Book Page	4305/2930
Instrument	2025018440

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 7, 2022
Property Address	342 CENTURY DR, CAMERON, NC 28326-4020
Document Number	0000007381
Book / Page	4137 / 591
Map Reference	MB 2011 PG 645-647
Instrument Date	Mar 31, 2022
Instrument	2022007381
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12552 WOLF BERRY DR, 12552, EL PASO, TX 79928-5258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 CENTURY DR, CAMERON, NC 28326-4020

Mortgage

Document Number	0000007382
Date	Apr 7, 2022
Instrument	2022007382

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 5, 2017
Property Address	342 CENTURY DR, CAMERON, NC 28326-4020
Document Number	0000009791
Book / Page	3520 / 0045
Map Reference	MB 2011 PG 645
Instrument Date	Jul 3, 2017
Instrument	2017009791
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 APPLEWOOD LN, 815, FAYETTEVILLE, NC 28303-5603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 CENTURY DR, CAMERON, NC 28326-4020

Mortgage

Document Number	0000009792
Date	Jul 5, 2017
Instrument	2017009792

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,338.00 (+34.68%)	$300,476 (+29.34%)	$300,476 (+29.34%) Land $62,790 Building $237,686
2023	$1,736.00	$232,315	$232,315 Land $36,550 Building $195,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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