Burke County property record for 342 Causby Rd, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,060 sqft Living Area |
| Lot Size | 85,813 sqft (1.97 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2024) |
| Tax Bill | $848.00 (2025) |
| Primary APN | 1772678005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,060 sqft Living Area |
| 1st Floor | 884 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 85,813 sqft (1.97 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 360 sqft Shed |
| Patio Area | 90 sqft Patio |
| Porch Area | 352 sqft Porch |
| Lean-To | 220 sqft Lean-To |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 342 CAUSBY RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6718 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 342 CAUSBY RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | SILVER CREEK |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 20301 |
Source: Burke County records · APN 1772678005
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 CAUSBY RD, MORGANTON, NC 28655-6718 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 05, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2024 · Amount on Record |
| Deed Sale | Jan 10, 2024 · Amount on Record |
| Prior Sale | Jan 05, 2018 · Amount on Record |
| Deed Doc Number | 2024183 |
| Prior Transfer Date | May 03, 2006 |
| Prior Transfer Doc | 0015620492 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 10, 2024 |
| Property Address | 342 CAUSBY RD, MORGANTON, NC 28655-6718 |
| Document Number | 0027240561 |
| Book / Page | 2724 / 561 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024000183 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1602 US 70 W, MORGANTON, NC 28655-9245 |
| Name | Verified Name |
|---|---|
| Address | 342 CAUSBY RD, MORGANTON, NC 28655-6718 |
| Document Number | 2024000184 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024000184 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.02% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.02% |
| Max Rate At Change | 9.02% |
| Index | 5-Year CMT |
| Max Rate | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 342 CAUSBY RD, MORGANTON, NC 28655-6718 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0026780248 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 2678/248 |
| Instrument | 2023003061 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 05, 2018 |
| Property Address | 342 CAUSBY RD, MORGANTON, NC 28655-6718 |
| Document Number | 0023280448 |
| Book / Page | 2328 / 0448 |
| Map Reference | MB1562 PG492 |
| Instrument Date | Jan 04, 2018 |
| Instrument | 2017011808 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1873 US HIGHWAY 70, 1873, CONNELLY SPRINGS, NC 28612-7531 |
| Name | Verified Name |
|---|---|
| Address | 342 CAUSBY RD, MORGANTON, NC 28655-6718 |
| Document Number | 2017011809 |
|---|---|
| Date | Jan 05, 2018 |
| Instrument | 2017011809 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848.00 (+7.75%) | $135,458 (+8.48%) Land $23,295 Building $112,163 | $135,458 (+8.48%) Land $23,295 Building $112,163 |
| 2023 | $787.00 | $124,867 Land $23,295 Building $101,572 | $124,867 Land $23,295 Building $101,572 |
342 Causby Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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