342 Buckthorn Ln, Elgin, IL 60120 Property Records

Cook County property record for 342 Buckthorn Ln, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,706 sqft · built 1993
Lot Size	0.227 acres (9,873 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,120 (2023)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-111-013`

Property Details

APN / Parcel Number

Primary APN	`06-17-111-013`
Alternative APN	`06-17-111-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,706 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,873 sqft (0.227 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	342 BUCKTHORN LN
City	ELGIN
State	IL
Zip	60120-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRY TRLS UN 02
Legal Lot Number	100
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3013
Census Tract	804404

Owner

342 Buckthorn Ln is owned and occupied by two individuals who acquired it in January 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	342 BUCKTHORN LN, ELGIN, IL 60120-5202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Jan 12, 2023	Intrafamily Transfer, Transfer · FHA Mortgage OCMBC INC
Dec 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 14, 2019	Warranty Deed, Transfer · Conventional with PMI LAKEVIEW LN SERVICING
Jan 3, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023
Deed Sale	Jan 12, 2023
Prior Sale	May 14, 2019 · Amount on File
Deed Document Number	202340189
Prior Transfer Date	Dec 29, 2022
Prior Transfer Doc	0000040189
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	342 BUCKTHORN LN, ELGIN, IL 60120-5202
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 BUCKTHORN LN, ELGIN, IL 60120-5202

Mortgage

Document Number	0026225005
Date	Sep 19, 2023
Instrument	2326225005

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	ELGIN, IL 60120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jan 12, 2023
Property Address	342 BUCKTHORN LN, ELGIN, IL 60120-5202
Document Number	0001240189
Map Reference	DOC 90423641
Instrument Date	Dec 29, 2022
Instrument	2301240189
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	342 BUCKTHORN LN, ELGIN, IL 60120-5202

Mortgage

Document Number	0001240190
Date	Jan 12, 2023
Instrument	2301240190

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 19, 2019
Property Address	342 BUCKTHORN LN, ELGIN, IL 60120-5202
Document Number	1935313007
Instrument Date	Dec 10, 2019
Instrument	35313007
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	342 BUCKTHORN LN ELGIN IL 601205202, ELGIN, IL 60120-5202

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 14, 2019
Property Address	342 BUCKTHORN LN, ELGIN, IL 60120-5202
Document Number	1913457009
Instrument Date	Apr 25, 2019
Instrument	13457009
Transaction Type	Transfer
Record Updated	May 27, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 BUCKTHORN LN ELGIN IL 601205202, ELGIN, IL 60120-5202

Mortgage

Document Number	1913457010
Date	May 14, 2019
Instrument	13457010

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	342 BUCKTHORN LN, ELGIN, IL 60120-5202
Document Number	1801747026
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	342 BUCKTHORN LN ELGIN IL 601205202, ELGIN, IL 60120-5202

Mortgage

Document Number	1801747026
Date	Jan 17, 2018
Instrument	1747026

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 Land $6,911 Building $37,089	$440,000 Land $69,110 Building $370,890
2023	$9,120.00 (+3.25%)
2022	$8,833.00	$34,999 Land $5,430 Building $29,569	$349,990 Land $54,300 Building $295,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 342 Buckthorn Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Buckthorn Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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