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342 Bear Den Ln, Sparta, NC 28675 Property Records

Alleghany County property record for 342 Bear Den Ln, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 2022
Lot Size0.98 acres (42,689 sqft)
Owner2 Individual Names on File
Last Sale$356,000 (Jan 2023)
Tax Bill$2,241 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3033726355

Property Details

APN / Parcel Number

Primary APN3033726355
Alternative APNs
  • 82770
  • 4855

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCottage
Exterior MaterialOther
Lot Area42,689 sqft (0.98 acres)
PorchSlab
Porch Area300 sqft
Deck Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number82770
Street Address342 BEAR DEN LN
CitySPARTA
StateNC
Zip28675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description#26 BEAR CREEK
Legal SubdivisionBEAR CREEK
Legal Block136
Legal Lot Number26
JurisdictionALLEGHANY NC
Township / Civil DivisionPINEY CREEK
Census Block Group1
Census Block1018
Census Tract950300

Owner

Source: Alleghany County records · APN 3033726355

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address17710 SW 136TH CT, MIAMI, FL 33177-7116
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAS TITLE GROUP, AMERICAS TITLE CORP
Jan 13, 2023Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2023 · Amount on Record
Deed SaleJan 13, 2023 · Amount on Record
Deed Document Number202373
Deed Book / Page434 / 262
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Recording DateMay 01, 2026
Property Address342 BEAR DEN LN, SPARTA, NC 28675
Document Number0000003481
Book / Page455 / 1257
Instrument DateApr 30, 2026
Instrument20263481
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address17710 SW 136TH CT, MIAMI, FL 33177-7116

Mortgage

Document Number0000003481,
DateMay 01, 2026
Book Page455/1257
Instrument20263481
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateJan 13, 2023
Property Address342 BEAR DEN LN, SPARTA, NC 28675
Document Number000434/262
Book / Page434 / 262
Map ReferenceMB 9 PG 477
Instrument DateJan 13, 2023
Instrument73
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$712.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 OVERHILL DR STE 104, 104, MOORESVILLE, NC 28117-8237

Transferred To (Grantee/Buyer)

NameVerified Name
Address17710 SW 136TH CT, MIAMI, FL 33177-7116

Mortgage

Document Number0000000074
DateJan 13, 2023
Instrument74
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$326,200 (-) Land $53,700 Building $272,500$326,200 (+6.43%) Land $53,700 Building $272,500
2025$2,241.00$326,200 (+6.43%) Land $53,700 Building $272,500
2023$306,500 Land $53,700 Building $252,800$306,500 (-6.04%) Land $53,700 Building $252,800
2021$326,200 Land $53,700 Building $272,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2003–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 80% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber		2,000 / 2,000

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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