342 Andover St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 342 Andover St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,480 sqft · built 2004
Lot Size	3.77 acres (164,582 sqft)
Owner	Individual Name on File
Last Sale	$920,000 (Aug 2020)
Tax Bill	$13,975 (2025)
Deeds & Mortgages	Jan 2025 Refinance Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00002 B:00000 L:0034A`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00002 B:00000 L:0034A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,480 sqft Living Area
Gross Area	9,216 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	164,582 sqft (3.77 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	342 ANDOVER ST
City	GEORGETOWN
State	MA
Zip	01833-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	340 ANDOVER STREET
Legal Lot Number	34A
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	4
Census Block	4008
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records · APN GEOR M:00002 B:00000 L:0034A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	342 ANDOVER ST, GEORGETOWN, MA 01833-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance POINT DIGITAL FINANCE INC
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC
Aug 12, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Apr 28, 2010 · Amount on Record
Deed Book / Page	38815 / 439
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	342 ANDOVER ST, GEORGETOWN, MA 01833-1306
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042528-366
Date	Jan 13, 2025
Book Page	42528/366
Instrument	20250113001160

Lender

Name	POINT DIGITAL FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	342 ANDOVER ST, GEORGETOWN, MA 01833-1306
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039650-502
Date	Mar 16, 2021
Book Page	39650/502
Instrument	20210316002600

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Aug 12, 2020
Property Address	342 ANDOVER ST, GEORGETOWN, MA 01833-1306
Document Number	38815-439
Book / Page	38815 / 439
Instrument Date	Aug 08, 2020
Instrument	20200812004710
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	342 ANDOVER ST, GEORGETOWN, MA 01833-1306

Mortgage

Document Number	200812004720
Date	Aug 12, 2020
Instrument	200812004720

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	Sep 01, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Essex County and Georgetown Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,975.00 (-3.56%)	$1,263,600 (+9.43%) Land $321,900 Building $941,700	$1,122,615
2024	$14,491.00 (+7.25%)	$1,154,700 (+10.93%) Land $226,400 Building $928,300
2023	$13,511.00	$1,040,900 Land $226,400 Building $814,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 33 locations within half a mile of this property.

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