Cape May County and Stone Harbor Borough property record for 342 86th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 2,344 sqft · built 2021 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,385,000 (Jun 2013) |
| Tax Bill | $18,305 (2024) |
| Deeds & Mortgages | Oct 2020 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00084-04-00129 |
| Primary APN | 10-00084-04-00129 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,344 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 90 ft deep x 60 ft wide |
| Garage Type | Attached |
| Street Address | 342 86TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L131 |
| Legal Block | 84.4 |
| Legal Lot Number | 129 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20901 |
342 86th St is owned by an individual who bought it in June 2013.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 489 PARK WAY, BROOMALL, PA 19008-4004 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2013 · Amount on File |
| Deed Sale | Jun 13, 2013 · Amount on File |
| Prior Sale | Mar 9, 1995 · Amount on File |
| Deed Document Number | 2013211 |
| Deed Book / Page | 3540 / 315 |
| Prior Transfer Date | May 23, 2013 |
| Prior Transfer Doc | 0000000210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Oct 2, 2020 |
| Property Address | 342 86TH ST, STONE HARBOR, NJ 08247-1613 |
| Document Number | 0062520486 |
| Book / Page | 006252 / 000486 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 33560 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2020 |
| Title Company | SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 342 86TH ST STONE HARBOR NJ 082471613, STONE HARBOR, NJ 08247-1613 |
| Document Number | 62520486 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 006252/000486 |
| Instrument | 33560 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | 1720 STATE ROUTE 23, WAYNE, NJ 07470-7533 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,447,300 (-) Land $1,770,000 Building $677,300 | $2,447,300 (-) Land $1,770,000 Building $677,300 | |
| 2025 | $2,447,300 Land $1,770,000 Building $677,300 | $2,447,300 Land $1,770,000 Building $677,300 | |
| 2024 | $18,305.00 | ||
| 2023 | $2,447,300 Land $1,770,000 Building $677,300 | $2,447,300 Land $1,770,000 Building $677,300 | |
| 2022 | $16,935.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 342 86th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 342 86th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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