342 2nd Ave, Zumbrota, MN 55992 Property Records

Goodhue County property record for 342 2nd Ave, Zumbrota, MN 55992

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,163 sqft · built 1910
Lot Size	0.18 acres (7,650 sqft)
Owner	2 Individual Names on File
Last Sale	$298,500 (Oct 2026)
Tax Bill	$2,432 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`72.500.0100`

Property Details

APN / Parcel Number

Primary APN	`72.500.0100`
Alternative APNs	`46461` `54175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	1,163 sqft Living Area
Gross Area	1,004 sqft
Basement Area	615 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1935
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,650 sqft (0.18 acres)
Lot Width	60 ft Width
Garage Type	Detached
Garage Area	624 sqft
Driveway	Driveway
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	54175
Street Address	342 2ND AVE
City	ZUMBROTA
State	MN
Zip	55992-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADDITION DOC#699973 S1/2 OF LOT 3 S1/2 OF E1/2 OF LOT 4 BLK 2 ID# 22-0400-00800
Legal Subdivision	RAILROAD ADDITION
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4020
Census Tract	80900

Owner

342 2nd Ave is owned and occupied by two individuals who bought it in October 2026.

Source: Goodhue County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	342 2ND AVE, ZUMBROTA, MN 55992-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ZUMBROTA
Jan 11, 2021	Intrafamily Transfer, Transfer
Sep 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Jul 2, 2024 · Amount on File
Deed Document Number	2026716296
Prior Transfer Date	Jan 6, 2021
Prior Transfer Doc	0000671129
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Oct 5, 2026
Property Address	342 2ND AVE, ZUMBROTA, MN 55992-1504
Document Number	0000716296
Instrument Date	Sep 28, 2026
Instrument	2026716296
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,490.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	342 2ND AVE, ZUMBROTA, MN 55992-1504

Mortgage

Document Number	0000716297,
Date	Oct 5, 2026
Instrument	2026716297

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	342 2ND AVE, ZUMBROTA, MN 55992-1504
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A691781
Date	Mar 23, 2023
Instrument	A691781

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	ZUMBROTA, MN 55992

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Apr 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	342 2ND AVE, ZUMBROTA, MN 55992-1504
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000663806
Date	May 20, 2020
Instrument	663806

Lender

Name	BANK OF ZUMBROTA
Type	Bank
Address	ZUMBROTA, MN 55992

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GOODHUE MN
Recording Date	Jan 11, 2021
Property Address	342 2ND AVE, ZUMBROTA, MN 55992-1504
Document Number	0000671129
Instrument Date	Jan 6, 2021
Instrument	671129
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 2ND AVE, ZUMBROTA, MN 55992-1504

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Sep 14, 2018
Property Address	342 2ND AVE, ZUMBROTA, MN 55992-1504
Document Number	000A650091
Instrument Date	Sep 11, 2018
Instrument	A650091
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 2ND AVE, ZUMBROTA, MN 55992-1504

Tax Assessment & Valuation

The 2026 property tax bill for 342 2nd Ave was $2,432 with a homeowner's exemption.

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00 Homeowner's exemption	$200,500 (+4.65%) Land $44,100 Building $156,400	$200,500 (+4.65%) Land $44,100 Building $156,400
2025		$191,600 Land $42,000 Building $149,600	$191,600 Land $42,000 Building $149,600
2023	$2,442.00 Homeowner's exemption	$185,600 Land $42,000 Building $143,600	$185,600 Land $42,000 Building $143,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 342 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
TSC DSL · Fiber in parts of the area	100 / 20

May also be available: GigFire.

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