342 2nd Ave, Gallipolis, OH 45631 Property Records

Gallia County property record for 342 2nd Ave, Gallipolis, OH 45631

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,275 sqft · built 1900
Lot Size	0.076 acres (3,306 sqft)
Owner	Company Name on File
Last Sale	$317,000 (Sep 2019)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00700801600`

Property Details

APN / Parcel Number

Primary APN	`00700801600`

Interior

Stories	3 Stories
Building Area	4,275 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	3,306 sqft (0.076 acres)
View / Lot	High Traffic Area

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	342 2ND AVE
City	GALLIPOLIS
State	OH
Zip	45631-1103
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	L 116 B 29 18 7 MIDDLE PART V636 P399
Legal Block	29
Legal Lot Number	116
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	3
Census Block	3025
Census Tract	954000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gallipolis Historic District listed 2001 · 138 contributing resources · NRIS 01000899

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

342 2nd Ave, a commercial property, is owned by a company that bought it in September 2019.

Source: Gallia County records, as of April 2, 2026

Owner of Record	Company Name on File
Mailing Address	333 HOLCOMB HOLLOW RD, THURMAN, OH 45685-9315
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS BANK AND SAVINGS CO
Dec 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS BANK AND SAVINGS CO
Sep 3, 2019	Warranty Deed, Transfer THE OHIO VALLEY BANK COMPANY
Jan 8, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Jul 30, 2001 · Amount on File
Deed Document Number	20192316
Deed Book / Page	636 / 399
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	000626/542
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	342 2ND AVE, GALLIPOLIS, OH 45631-1103
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 HOLCOMB HOLLOW RD, THURMAN, OH 45685-9315

Mortgage

Document Number	000679/905
Date	Dec 22, 2021
Book Page	679/905
Instrument	21-3953

Lender

Name	THE FARMERS BANK AND SAVINGS CO
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	342 2ND AVE, GALLIPOLIS, OH 45631-1103
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 HOLCOMB HOLLOW RD, THURMAN, OH 45685-9315

Mortgage

Document Number	000679/899
Date	Dec 22, 2021
Book Page	679/899
Instrument	21-3952

Lender

Name	THE FARMERS BANK AND SAVINGS CO
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Sep 3, 2019
Property Address	342 2ND AVE, GALLIPOLIS, OH 45631-1103
Document Number	000636/399
Book / Page	636 / 399
Instrument Date	Aug 28, 2019
Instrument	19-2316
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 HOLCOMB HOLLOW RD, THURMAN, OH 45685-9315

Mortgage

Document Number	0000192317
Date	Sep 3, 2019
Instrument	19-2317

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank

Agreement

Amount	Amount on Record
Term	239 Months
Due	Aug 28, 2039

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLIA OH
Recording Date	Jan 8, 2019
Property Address	342 2ND AVE, GALLIPOLIS, OH 45631-1103
Document Number	000626/542
Book / Page	626 / 542
Instrument Date	Dec 19, 2018
Instrument	19-0058
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	620 STATE ROUTE 552, WAVERLY, OH 45690-9646

Tax Assessment & Valuation

The 2025 property tax bill for 342 2nd Ave was $2,384.

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,384.00	$57,220 Land $8,330 Building $48,890
2024			$163,490 (-) Land $23,800 Building $139,690
2023	$2,581.00	$57,220 Land $8,330 Building $48,890	$163,490 Land $23,800 Building $139,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 342 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	May 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 2nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on 2nd Ave

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