342 1st St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 342 1st St, Westfield, NJ 07090

Property Summary

Property TypeSingle Family Home
Details1,807 sqft · built 1900
Lot Size0.158 acres (6,900 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Sep 1982)
Tax Bill$10,202 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-03002-0000-00014

Property Details

APN / Parcel Number

Primary APN20-03002-0000-00014
Alternative APNs
  • 2000609000000025
  • 200300200014

Interior

Stories2 Stories
Building Area1,807 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialStucco
Construction TypeFrame
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions138 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number2000609000000025
Street Address342 1ST ST
CityWESTFIELD
StateNJ
Zip07090-3318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3002
Legal Lot Number14
JurisdictionUNION NJ
Township / Civil DivisionWESTFIELD
Census Block Group3
Census Block3007
Census Tract36700

Owner

342 1st St is owned and occupied by two individuals who bought it in September 1982.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address342 1ST ST, WESTFIELD, NJ 07090-3318
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 1982 · Amount on File
Deed SaleSep 21, 1982 · Amount on File
Deed Book / Page3298 / 477
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address342 1ST ST, WESTFIELD, NJ 07090-3318
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150650009
DateSep 27, 2021
Book Page15065/9
Instrument21650
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateOct 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.62%
IndexOther
Max Rate7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 342 1st St was $10,202, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityWestfield Town
Unified School DistrictWestfield Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,100 (-) Land $249,300 Building $195,800$445,100 (-) Land $249,300 Building $195,800
2025$10,202.00 (+1.79%)$445,100 Land $249,300 Building $195,800$445,100 Land $249,300 Building $195,800
2024$10,023.00
2023$445,100 Land $249,300 Building $195,800$445,100 Land $249,300 Building $195,800
2022$9,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 342 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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