34197 Garfield Cir, Fraser, MI 48026 Property Records

Macomb County property record for 34197 Garfield Cir, Fraser, MI 48026

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 966 sqft · built 1971
OwnerIndividual Name on File
Last Sale$25,000 (Mar 2011)
Tax Bill$1,488 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-11-31-277-051

Property Details

APN / Parcel Number

Primary APN03-11-31-277-051
Alternative APN
  • 1131277051

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area966 sqft Living Area
1st Floor Area483 sqft
Basement Area483 sqft
Unfinished Basement483 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address34197 GARFIELD CIR
CityFRASER
StateMI
Zip48026-1889
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRH
Legal DescriptionGARFIELD GREEN MCCP NO. 44, BLDG. I, APT 4
Legal SubdivisionGREEN
Legal Unit4
JurisdictionMACOMB MI
Township / Civil DivisionFRASER
Census Block Group2
Census Block2002
Census Tract254100

Owner

34197 Garfield Cir, a condominium, is owned and occupied by an individual who bought it in March 2011.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address34197 GARFIELD CIR, FRASER, MI 48026-1889
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2011 · Amount on File
Deed SaleMar 14, 2011 · Amount on File
Prior SaleJan 26, 2010
Deed Document Number201127780
Deed Book / Page20655 / 130
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address34197 GARFIELD CIR, FRASER, MI 48026-1889
Transaction TypeMortgage
Record UpdatedJan 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address34197 GARFIED CIRCLE, FRASER, MI 48026-1889

Mortgage

Document Number2102294275
DateDec 28, 2021
Book Page28320/816
Instrument202102294275
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 27, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 34197 Garfield Cir was $1,488 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityFraser City
Unified School DistrictFraser Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,100$122,200
2025$1,488.00
2023$50,400$100,800
2022$1,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34197 Garfield Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimMar 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34197 Garfield Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRASER
serves 14,297 people · EPA ID MI0002460
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Garfield Cir

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