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34193 Carpenter Cir, Webster, FL 33597 Property Records

Hernando County property record for 34193 Carpenter Cir, Webster, FL 33597

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,631 sqft · built 2002
Lot Size1.02 acres (44,525 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Sep 2025)
Tax Bill$1,669 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR36-122-21-0870-0510-0150

Property Details

APN / Parcel Number

Primary APNR36-122-21-0870-0510-0150
Alternative APNs
  • 00856158
  • 856158

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,631 sqft Living Area
Gross Area2,300 sqft
1st Floor Area1,631 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,525 sqft (1.02 acres)
Garage TypeAttached
Garage Area453 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area216 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00856158
Street Address34193 CARPENTER CIR
CityWEBSTER
StateFL
Zip33597-9194
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGE MANOR EST UNIT 2 BLK 51 LOTS 14 & 15
Legal Range21E
Legal Township22S
Legal Section36
Legal SubdivisionRIDGE MNR EST UN 2
Legal Block51
Legal Lot Number14,15
JurisdictionHERNANDO FL
Township / Civil DivisionRIDGE MANOR
Census Block Group1
Census Block1172
Census Tract40101

Owner

Source: Hernando County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34193 CARPENTER CIR, WEBSTER, FL 33597-9194
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2025 · Amount on Record
Deed SaleSep 18, 2025 · Amount on Record
Prior SaleDec 2, 2002 · Amount on Record
Deed Document Number202565257
Deed Book / Page4611 / 1185
Prior Transfer DateFeb 6, 2025
Prior Transfer Doc0045220279
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 18, 2025
Property Address34193 CARPENTER CIR, WEBSTER, FL 33597-9194
Document Number0046111185
Book / Page4611 / 1185
Map ReferenceMB 10 PG 2-27
Instrument DateSep 11, 2025
Instrument2025065257
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyCHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 THREE WOOD LN, SUMMERVILLE, SC 29483-2943

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address34193 CARPENTER CIR, WEBSTER, FL 33597-9194

Mortgage

Document Number0046111186
DateSep 18, 2025
Instrument4611/1186
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,669.00 (+18.45%)$124,138 (+20.36%)$264,017 (+0.14%) Land $37,597 Building $226,420
2024$1,409.00 (+53.32%) Additional exemption filed$103,141 (+3%)$263,650 (+3.66%) Land $24,489 Building $239,161
2023$100,137 (+9.29%) Land $100,137
2022$919.00 Homeowner's exemption$91,628$254,347 Land $22,263 Building $232,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims43 (1997–2024)
Claims Outside the SFHA4 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 19 claims
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

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