3419 Romany Dr, Monroe, NC 28110 Property Records

Union County property record for 3419 Romany Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,286 sqft · built 1962
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-298-058`

Property Details

APN / Parcel Number

Primary APN	`09-298-058`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3419 ROMANY DR
City	MONROE
State	NC
Zip	28110-7833
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#40 DOGWOOD ACRES 3419 ROMANY DR
Legal Subdivision	DOGWOOD ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1004
Census Tract	20405

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3419 ROMANY DR, MONROE, NC 28110-7833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 17, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Sep 11, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Mar 5, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 15, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 1997
Deed Sale	Jul 14, 1997
Deed Book / Page	989 / 516
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3419 ROMANY DR, MONROE, NC 28110-7833
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	NOT AVAILABLE, SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 ROMANY DR, MONROE, NC 28110-7833

Mortgage

Document Number	0000878986
Date	Sep 29, 2023
Book Page	8789/86
Instrument	23846

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3419 ROMANY DR, MONROE, NC 28110-7833
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8143313
Date	Jun 21, 2021
Book Page	8143/313
Instrument	29230

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3419 ROMANY DR, MONROE, NC 28110-7833
Document Number	774393
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 ROMANY DR MONROE NC 281107833, MONROE, NC 28110-7833

Mortgage

Document Number	774393
Date	Jul 22, 2020
Book Page	007743/000093
Instrument	27140

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3419 ROMANY DR, MONROE, NC 28110-7833
Document Number	7467289
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 ROMANY DR MONROE NC 281107833, MONROE, NC 28110-7833

Mortgage

Document Number	7467289
Date	Sep 18, 2019
Book Page	007467/000289
Instrument	28194

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3419 ROMANY DR, MONROE, NC 28110-7833
Document Number	7328502
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 ROMANY DR MONROE NC 281107833, MONROE, NC 28110-7833

Mortgage

Document Number	7328502
Date	Mar 12, 2019
Book Page	007328/000502
Instrument	6157

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3419 ROMANY DR, MONROE, NC 28110-7833
Document Number	7179668
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 ROMANY DR MONROE NC 281107833, MONROE, NC 28110-7833

Mortgage

Document Number	7179668
Date	Jun 20, 2018
Book Page	007179/000668
Instrument	16860

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,000 (-) Land $53,800 Building $249,200	$303,000 (-) Land $53,800 Building $249,200
2025	$2,648.00 (+41.53%)	$303,000 (+76.57%) Land $53,800 Building $249,200	$303,000 (+76.57%) Land $53,800 Building $249,200
2023	$1,871.00	$171,600 Land $32,200 Building $139,400	$171,600 Land $32,200 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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