3419 Providence Cir, Lima, OH 45801 Property Records

Allen County property record for 3419 Providence Cir, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1962
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Jun 2000)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-1302-02-006.000`

Property Details

APN / Parcel Number

Primary APN	`36-1302-02-006.000`
Alternative APN	`G2536130202006000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,636 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	180 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	24 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	3419 PROVIDENCE CIR
City	LIMA
State	OH
Zip	45801-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAM HADDING SUBDIVISION #3 LOT 26463 JOINT TEN FF 85.00
Legal Subdivision	WILLIAM HADDING SUBDIVISION
Legal Lot Number	26463
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1002
Census Tract	11000

Owner

3419 Providence Cir is owned and occupied by two individuals who bought it in June 2000.

Source: Allen County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3419 PROVIDENCE CIR, LIMA, OH 45801-1745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit SUPERIOR CREDIT UNION
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2000 · Amount on File
Deed Sale	Jun 2, 2000 · Amount on File
Prior Sale	Jun 16, 1992 · Amount on File
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Jun 10, 2026
Property Address	3419 PROVIDENCE CIR, LIMA, OH 45801-1745
Document Number	0000006022
Instrument Date	May 29, 2026
Instrument	20266022
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3419 PROVIDENCE CIR, LIMA, OH 45801-1745

Mortgage

Document Number	0000006022,
Date	Jun 10, 2026
Instrument	20266022

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 29, 2046

Interest

Rate	6.3%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3419 PROVIDENCE CIR, LIMA, OH 45801-1745
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6010007387
Date	Jun 1, 2021
Book Page	2021/7387
Instrument	202106010007387

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	May 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3419 PROVIDENCE CIR, LIMA, OH 45801-1745
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4070004533
Date	Apr 7, 2021
Book Page	2021/4533
Instrument	202104070004533

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3419 PROVIDENCE CIR, LIMA, OH 45801-1745
Document Number	0000014035
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3419 PROVIDENCE CIR LIMA OH 458011745, LIMA, OH 45801-1745

Mortgage

Document Number	0000014035
Date	Dec 20, 2017
Instrument	14035

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3419 Providence Cir was $2,183 with a homeowner's exemption, down 2% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00 (-2.02%)	$61,010 (-) Land $8,370 Building $52,640	$174,300 (-) Land $23,900 Building $150,400
2024	$2,228.00 (+31.83%) Homeowner's exemption	$61,010 (+4%) Land $8,370 Building $52,640	$174,300 Land $23,900 Building $150,400
2023	$1,690.00 (-2.76%) Homeowner's exemption	$43,580 (-) Land $5,990 Building $37,590
2022	$1,738.00 Homeowner's exemption	$43,580 Land $5,990 Building $37,590
2021			$124,500 Land $17,100 Building $107,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3419 Providence Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3419 Providence Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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