3418 West St, Ames, IA 50014 Property Records

Story County property record for 3418 West St, Ames, IA 50014

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,038 sqft · built 1984
Lot Size	0.089 acres (3,869 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Jul 2021)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-05-476-225`

Property Details

APN / Parcel Number

Primary APN	`09-05-476-225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft
Basement Area	1,038 sqft
Finished Basement	1,038 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,869 sqft (0.089 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	36 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3418 WEST ST
City	AMES
State	IA
Zip	50014-3541
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RL
Legal Description	WEST AMES ADD BEG 41.73' W NE COR LOT 12 S100.04' W38.04' N100.14' E39.14' TO BEG BLK 1
Legal Range	24W
Legal Township	83N
Legal Section	05
Legal Subdivision	WEST AMES ADD
Legal Block	1
Legal Lot Number	12
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

3418 West St, a townhouse, is owned by an individual who bought it in July 2021.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1229 JEFFERSON ST, AMES, IA 50010-4240
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit STATE BANK & TRUST
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Jul 11, 2007 · Amount on File
Deed Document Number	20218954
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3418 WEST ST, AMES, IA 50014-3541
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301449
Date	Mar 15, 2023
Instrument	2023-01449

Lender

Name	STATE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 12, 2021
Property Address	3418 WEST ST, AMES, IA 50014-3541
Document Number	0202108954
Instrument Date	Jun 28, 2021
Instrument	2021-08954
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 JEFFERSON ST, AMES, IA 50010-4240

Mortgage

Document Number	0202108955
Date	Jul 12, 2021
Instrument	2021-08955

Lender

Name	STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 9, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3418 West St was $3,444, down 2.6% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,444.00 (-2.6%)	$250,500 Land $19,300 Building $231,200	$250,500 Land $19,300 Building $231,200
2024	$3,536.00
2023		$243,800 Land $41,000 Building $202,800	$243,800 Land $41,000 Building $202,800
2022	$2,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3418 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3418 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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