McLennan County property record for 3418 Stewart Cir, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,161 sqft · built 1991 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,866 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-005501-001600-4 |
| Primary APN | 48-005501-001600-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,161 sqft Living Area |
| Gross Area | 3,863 sqft |
| 1st Floor Area | 2,589 sqft |
| 2nd Floor Area | 572 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 128 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 703 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,398 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 146 sqft |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3418 STEWART CIR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | BLUE BONNET CLIFFS LOT 7 BLOCK 1 ACRES .54 |
| Legal Subdivision | BLUE BONNET CLIFFS |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 3000 |
3418 Stewart Cir is owned and occupied by two individuals who acquired it in July 2013.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3418 STEWART CIR, WACO, TX 76708-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2013 |
| Transfer Doc | 0000026995 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3418 Stewart Cir was $3,866 with exemptions applied, down 17.7% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,153 (+1%) | $610,333 (-7.32%) Land $43,516 Building $566,817 | |
| 2025 | $3,866.00 (-17.73%) Homeowner's exemption Senior Citizen's exemption | $438,321 Land $39,520 Building $618,990 | $658,510 Land $39,520 Building $618,990 |
| 2024 | $4,699.00 | ||
| 2023 | $446,970 Land $34,580 Building $412,390 | $446,970 Land $34,580 Building $412,390 | |
| 2022 | $4,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3418 Stewart Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 1997 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3418 Stewart Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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