Franklin County property record for 3418 Stephen St, Grove City, OH 43123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1954 |
| Lot Size | 0.123 acres (5,377 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,000 (Jul 2015) |
| Tax Bill | $2,447 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-001370 |
| Primary APN | 040-001370 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 991 sqft |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 5,377 sqft (0.123 acres) |
| Lot Dimensions | 93 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3418 STEPHEN ST |
|---|---|
| City | GROVE CITY |
| State | OH |
| Zip | 43123-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3418 STEPHEN STREET SHERRY LYNNE HOMES LOT 11 |
| Legal Subdivision | SHERRY LYNNE HOMES SUB |
| Legal Lot Number | 11 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 9600 |
3418 Stephen St is owned and occupied by two individuals who bought it in July 2015.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3418 STEPHEN ST, GROVE CITY, OH 43123-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2015 · Amount on File |
| Deed Sale | Jul 28, 2015 · Amount on File |
| Prior Sale | Sep 25, 2012 · Amount on File |
| Deed Document Number | 14699 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3418 STEPHEN ST, GROVE CITY, OH 43123-3405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000218834 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 202112020218834 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Jackson Township |
| Municipality | Grove City |
| Unified School District | South-Western City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,447.00 (+1.33%) Homeowner's exemption | $53,870 (-) Land $10,680 Building $43,190 | |
| 2023 | $2,415.00 (+10.27%) Homeowner's exemption | $53,870 (+49.97%) Land $10,680 Building $43,190 | $153,900 Land $30,500 Building $123,400 |
| 2022 | $2,190.00 Homeowner's exemption | $35,920 Land $8,440 Building $27,480 | |
| 2020 | $102,600 Land $24,100 Building $78,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3418 Stephen St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3418 Stephen St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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